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Sold·Closed Oct 15, 2025·11 days on market

115 Twin Lake Grove Court

Interlachen, FL 32148

$229,000sold priceListed at $244,000 · 93.9% of asking$207/sqftMLS# 2104823
3
Beds
2
Baths
1,104
Sq Ft
1976
Built
—
Garage
No
Pool
No HOA10,454 sqft lotWaterfrontSingle Family Residence1 story

About this home

Interlachen

Lakefront Living on Ski-Size Twin Lakes - Interlachen, Florida! Step into your own waterfront retreat with this charming cottage on one of the area's most desirable lakes—perfect for boating, skiing, fishing, and swimming. Thoughtfully updated during ownership, the home offers peace of mind with a newer septic, water pump with filter and softener, HVAC (permit 2020, roof (permit 2014) plus updated flooring and blinds. Outside, enjoy a sturdy dock for lakeside fun, a carport, and a handy pump house. The real showstopper? An enclosed lakeside porch where you can sip coffee at sunrise or unwind at sunset while soaking in the view. A fantastic chance to start living the lake life you've been dreaming of!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,268
Estimated total, before insurance$1,268/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,260/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$229,000
$45,800
Loan Term
Monthly Payment
$1,268
Principal & Interest: $1,268
Insurance (est.): $153
Estimated Total Monthly
$1,421
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,260/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $119/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Carter Trail, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCMay 2025$190,000$1982/2960760.6
133 Reaves Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCApr 2026$85,000$893/2960570.7
133 Reaves Avenue, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCJul 2025$55,000$573/296020.7
109 Lake Ida Point Drive, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCMay 2026$55,000$623/1888860.8
106 Tempest Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCAug 2025$140,000$1193/21,176270.9
112 Palmer Drive, Interlachen, FL 32148Listed by BEACH STATE REALTYJun 2026$140,000$1522/1924121

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,104
Acres0.24 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address115 Twin Lake Grove Court, Interlachen, FL 32148
Area571-Interlachen-SE
SubdivisionTwin Lake Grove
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size10,454.4 sq ft
Parcel Number131024907100000090
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport
ViewLake
Waterfront TypeLake Front

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
RoofMetal
Other StructuresShed(s)

Additional Information

Date ListedAugust 20, 2025
Days on Market11
Tax Amount$1,260.11
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Sold by: NICOSIA REALTY INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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