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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 15, 2026·64 days on market

804 N Cypress Avenue

Green Cove Springs, FL 32043

$170,000sold priceListed at $194,000 · 87.6% of asking$131/sqftMLS# 2133186
3
Beds
1
Baths
1,299
Sq Ft
1960
Built
—
Garage
No
Pool
No HOA8,364 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

BACK ON THE MARKET THROUGH NO FAULT OF THE SELLER. Buyers sale fell through at the last minute and seller is packed and ready to move!! Welcome home to this unique bungalow in the heart of Green Cove Springs! Enjoy the relaxed lifestyle with a backyard designed for outdoor living and gardening. The Florida sunshine has already created a lush landscape with a fully bedded herb garden, arugula and multiple fruit trees. At the end of a rewarding day in the garden or after exploring quaint Green Cove, relax in the 4-person hot tub with your favorite beverage and watch the sunset! Also, experience water the way nature intended in your kitchen with a filtration system that purifies every drop! Another huge plus is a like new A/C, installed in late 2022. Green Cove provides a quiet, laidback lifestyle while being an easy drive to Jacksonville. It is truly a wonderful place to call home! And you won't ever need to buy fruit again! The gardens consist of pear

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Property taxesest. at asking price, Clay County$261
Estimated total, before insurance$1,202/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,476/yr · $290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Property taxes (est.): $261
Insurance (est.): $113
Estimated Total Monthly
$1,315
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,485 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $225,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$174,483$174,483—
2024$163,815$163,815—
2023$96,059$96,059—
2022$81,484$10,963—
2021$67,708$9,770—
2020$63,915$9,221—

2025 property taxes (current owner): $3,476/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
809 N Cypress Avenue, Green Cove Springs, FL 32043Listed by PALM III REALTY AND PROPERTY MJul 2026$180,000$1343/21,344890
737 N Pine Avenue, Green Cove Springs, FL 32043Listed by EXP REALTY LLCSep 2026$155,800$1623/1960100.1
735 N Cypress Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$244,000$1903/21,2811630.1
1064 Buccaneer Boulevard, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACHSep 2026$265,000$2443/21,085260.2
1252 Governors Creek Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYAug 2026$330,000$2273/21,45550.3
1165 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$270,000$2143/21,2622640.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,000
Price / Sq Ft$149
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,299
Total Structure Area1,881 sq ft
Acres0.19 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address804 N Cypress Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size8,363.52 sq ft
Lot Dimensions140x65x140x65
Parcel Number38062601804800000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingAttached Carport

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Concrete, Tile
# of Stories1
LevelsOne
Spa FeaturesHeated, Above Ground

Exterior

Lot DescriptionMany Trees
Patio / PorchFront Porch, Patio
FencingOther, Back Yard, Chain Link, Wood
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 4, 2026
Days on Market64
Tax Amount$3,476
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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