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This home is in Jacksonville.

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Active

Active·144 days on market

1614 N Market Street

Jacksonville, FL 32206

$474,500$230/sqftEst. $2,419/moMLS# 2132838
3
Beds
3
Baths
2,065
Sq Ft
1942
Built
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautifully restored historic gem in the heart of Springfield, Jacksonville's premier historic district. This home was taken down to the studs and completely renovated with high-quality updates throughout. Featuring 3 bedrooms, 3.5 bathrooms, and a spacious open floor plan, this home is designed for both comfortable living and stylish entertaining. The main floor greets you with abundant natural light and inviting living spaces. The updated kitchen is a chef's dream, boasting granite countertops, self-close cabinetry, and modern appliances. The home's iconic curb appeal is enhanced by its wrought-iron fencing, manicured landscaping, and inviting front porch. The backyard offers a new deck, new storage shed, and a sliding gate to the back alley for convenience. Roof replaced in 2021, house re-plumbed in 2021, AC replaced in 2022, updated electrical in 2022, and a new tankless water heater! This residence is more than just a home -- it's part of the community's heartbeat.

Cost to own

Mortgage calculator

$474,500
$94,900
Loan Term
Monthly Payment
$2,419
Principal & Interest: $2,419
Property taxes (est.): $775
Insurance (est.): $316
Estimated Total Monthly
$3,510
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,419
Property taxesest. at asking price, Duval County$775
Estimated total, before insurance$3,194/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,616/yr · $635/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $505,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$472,631$398,422
2024$436,486$386,486 $307
2023$438,179$437,367
2022$87,753$87,753
2021$121,175$98,667
2020$107,351$89,698

2025 property taxes (current owner): $7,616/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 3, 2026Listed$474,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,500
Price / Sq Ft$230
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,065
Acres0.10 acres
Year Built1942
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1614 N Market Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,356 sq ft
Lot Dimensions35x125
Parcel Number0713700000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck, Front Porch
FencingBack Yard, Full, Privacy, Wrought Iron
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMarch 3, 2026
Days on Market119
Tax Amount$7,615.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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