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Active Under Contract

Active Under Contract·155 days on market

3140 Forest Circle

Jacksonville, FL 32257

$798,999$190/sqftEst. $4,120/moMLS# 2132700

Beds

Baths

4,199

Sq Ft

1978

Built

Garage

Pool

About this home

Jacksonville

Tucked beneath mature oaks in the highly sought-after Beauclerc area of Jacksonville, this stunner blends timeless mid-century modern character with generous living space and privacy. Situated on a rare half-acre lot, this 5-bedroom, 3.5-bath home offers room to spread out, entertain, and truly live. Clean architectural lines, expansive windows, and warm natural light create an inviting atmosphere throughout. The spacious layout includes multiple living areas ideal for gatherings, while the oversized screened wooden deck overlooks a beautifully private backyard, perfect for outdoor dining or morning coffee. With ample bedrooms for guests or a home office setup, and plenty of yard space for play or a future pool, this property offers flexibility and comfort in one of Jacksonville's most established neighborhoods. Convenient to San Jose Boulevard, shopping, dining, and top schools, this is a rare opportunity to own a distinctive home with character, space, and location all in one.

Cost to own

Mortgage calculator

Home Price

$798,999

Down Payment: 20%

$159,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,120

Principal & Interest: $4,120

Property taxes (est.): $1,305

Insurance (est.): $533

Estimated Total Monthly

$5,958

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,120

Property taxesest. at asking price, Duval County$1,305

Estimated total, before insurance$5,425/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,658/yr · $472/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$550,035	$286,407	—
2024	$487,405	$270,002	▲ $25,495
2023	$466,864	$260,536	▲ $30,356
2022	$424,822	$255,846	—
2021	$346,897	$247,424	▼ $1,672
2020	$341,369	$243,318	▼ $10,035

2025 property taxes (current owner): $5,658/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Active Under Contract$798,999
Jul 19, 2026Price change$798,999−$1
Jul 14, 2026Price change$799,000−$26,000
Mar 6, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$798,999

Price / Sq Ft$190

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,199

Acres0.50 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

StyleMid-Century Modern

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBeauclerc

MiddleAlfred Dupont

Community Information

Address3140 Forest Circle, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionBeauclerc Point

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size21,780 sq ft

Parcel Number1494670010

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air, Electric, Wall/Window Unit(s)

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

Window FeaturesSkylight(s)

SecurityFire Alarm, Smoke Detector(s)