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Sold

Sold·Closed Aug 17, 2026·13 days on market

1758 Oak Grove Drive S

Green Cove Springs, FL 32043

$845,000sold priceListed at $895,000 · 94.4% of asking$345/sqftMLS# 2153641
4
Beds
3
Baths
2,450
Sq Ft
1996
Built
3
Garage
Yes
Pool
FEMA Zone XNo HOA0.53 acresWaterfrontSingle Family Residence1 story

About this home

Green Cove Springs

Welcome to this stunning ranch-style waterfront home, completely transformed and quietly nestled along a navigable waterway on Black Creek. Every inch of this home has been thoughtfully updated, creating a property that truly shows like a model. From the moment you step into the backyard, you'll be captivated by the incredible saltwater pool and private outdoor oasis. Boating enthusiasts will appreciate the impressive boathouse featuring a 15,000-pound boat lift and a double Jet Ski lift, making it easy to enjoy life on the water. Inside, the magazine-worthy kitchen is the centerpiece of the home, showcasing gorgeous Taj Mahal quartzite countertops, custom wood cabinetry, and an expanded cabinetry design that extends seamlessly into the mudroom for exceptional storage and functionality. The owner's suite has been completely reimagined into a spa-inspired retreat. Relax in the freestanding soaking tub beside a cozy electric fireplace, or unwind in the oversized walk-in shower with

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,680
Property taxesest. at asking price, Clay County$1,295
Estimated total, before insurance$5,975/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,362/yr · $447/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$845,000
$169,000
Loan Term
Monthly Payment
$4,680
Principal & Interest: $4,680
Property taxes (est.): $1,295
Insurance (est.): $563
Estimated Total Monthly
$6,539
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,554 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$458,803$317,477—
2024$454,565$307,823—
2023$448,249$297,401—
2022$384,661$287,283—
2021$335,311$277,460—
2020$322,939$272,939—

2025 property taxes (current owner): $5,362/yr

Estimated taxes if purchased at asking price: ~$15,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$895,000
  • Jul 16, 2026Pending$895,000
  • Jul 3, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $365/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1738 Oak Grove Circle, Green Cove Springs, FL 32043Listed by INI REALTYSep 2026$620,000$3033/2.52,0481060.1
1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$680,000$2154/3.53,1651270.9
2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPSep 2026$565,000$2404/32,359161.1
2388 Country Side Drive, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$560,000$1933/2.52,89951.3
1832 Chatham Village Drive, Fleming Island, FL 32003Listed by CAMELLIA REAL ESTATE LLCSep 2026$459,900$1843/32,5001351.5
2615 Eden Oaks Cove, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYOct 2026$405,990$1584/32,566931.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$895,000
Price / Sq Ft$365
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,450
Acres0.53 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontYes

Community Information

Address1758 Oak Grove Drive S, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionOak Grove Estates
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size23,086.8 sq ft
Parcel Number46052601024700000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Detached, Garage, RV Access/Parking
ViewCreek/Stream, Pool, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces3
Fireplace FeaturesDouble Sided, Electric, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchCovered, Porch, Rear Porch
FencingFenced, Full, Wire, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedJuly 3, 2026
Days on Market13
Tax Amount$5,361.58
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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