Sold·Closed Jul 30, 2026·95 days on market
1797 County Road 209B
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Come see this beautiful Custom built, all brick, one story, 2473 sq. ft. waterfront home located in a quiet neighborhood with direct access to scenic Black Creek. This home is situated on over 1/2 acre in flood zone X (no flood insurance required) and has never flooded. It is located on a calm, navigable canal just off the main body of Black Creek and is only minutes to the St. Johns River. There is a dock and a double boathouse with lifts. This home features high ceilings, large rooms, an in-house vacuum system and new quartz kitchen counters. The living room is very large with beautiful wood flooring and can be used with a variety of layouts. The master bedroom and bathroom are both quite large. New HVAC was installed September 2025. A Brunswick Gold Crown professional billiard table with all accessories is included in the sale. There are NO HOA or CDD fees with this property. This is a comfortable home and is one of the more affordable waterfront homes in the area.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,377 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $436,063 | $216,704 | — |
| 2024 | $397,300 | $209,890 | — |
| 2023 | $391,601 | $202,321 | — |
| 2022 | $339,627 | $194,972 | — |
| 2021 | $296,080 | $187,837 | — |
| 2020 | $283,196 | $184,554 | — |
2025 property taxes (current owner): $3,825/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$639,000
- Apr 2, 2026Listed$639,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $258/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1738 Oak Grove Circle, Green Cove Springs, FL 32043Listed by INI REALTY | Sep 2026 | $620,000 | $303 | 3/2.5 | 2,048 | 106 | 0.2 |
| 1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $680,000 | $215 | 4/3.5 | 3,165 | 127 | 1.1 |
| 2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Sep 2026 | $565,000 | $240 | 4/3 | 2,359 | 16 | 1.2 |
| 2615 Eden Oaks Cove, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Oct 2026 | $405,990 | $158 | 4/3 | 2,566 | 93 | 1.4 |
| 2967 Monroe Lakes Terrace, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Aug 2026 | $365,000 | $163 | 4/2 | 2,239 | 323 | 1.4 |
| 2388 Country Side Drive, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $560,000 | $193 | 3/2.5 | 2,899 | 5 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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