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Pending

Pending·157 days on market

129 Greenwood Drive

Palm Coast, FL 32137

$359,645$200/sqftEst. $1,834/moMLS# 2130714

Beds

Baths

1,799

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

The Clifton is a single-story home that blends comfort, functionality, and flexibility in 1,799 square feet of living space. This floorplan includes two bedrooms, two bathrooms, and a versatile flex room that is perfect for a home office, hobby space, or guest room. A two-car garage and a covered lanai complete the layout. From the moment you step inside the Clifton, you will notice how bright and welcoming the home feels, thanks to its large windows and its open-concept layout. The kitchen is the heart of the home, featuring a spacious island and elegant quartz countertops, ideal for casual meals or hosting guests. The adjoining dining and living areas offer a seamless flow, creating an ideal space for gathering, entertaining, or relaxing. The private main suite offers a true retreat and is complete with a large bathroom, dual vanities, and a generous walk-in closet.

Cost to own

Mortgage calculator

Home Price

$359,645

Down Payment: 20%

$71,929

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,834

Principal & Interest: $1,834

Insurance (est.): $240

Estimated Total Monthly

$2,073

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,834

HOAbilled monthly$155

Estimated total, before insurance$1,989/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Pending$359,645
Jul 7, 2026Price change$359,645−$10,000
Feb 18, 2026Listed$369,645

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,645

Price / Sq Ft$200

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,799

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

School Information

ElementaryBelle Terre

MiddleIndian Trails

HighMatanzas

Community Information

Address129 Greenwood Drive, Palm Coast, FL 32137

Area602-Flagler County-NW

SubdivisionSawmill Branch

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Parcel Number1610305425000000600

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)