This home is in Jacksonville.

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Active

Active·153 days on market

2113 Matefield Road

Jacksonville, FL 32225

$410,000$218/sqftEst. $2,182/moMLS# 2130052

Beds

Baths

1,881

Sq Ft

1992

Built

Garage

Pool

About this home

Jacksonville

Move in Ready! Welcome to this charming 3 bedroom 2 bath home featuring 1881 square feet of living space. Nestled in an established community adjacent to a serene nature preserve, this property offers both comfort and tranquility. The eat-in kitchen is perfect for family gatherings while the glass enclosed Florida room provides additional space to enjoy year round. A new roof was installed in 2019 ensuring peace of mind for years to come. The exterior boasts a classic brick front and includes a large backyard for outdoor activities or gardening. With a two car garage this home provides convenience and functionality. The ramp at front entrance will be removed. Experience the beauty of nature right at your doorstep while enjoying the proximity to shopping, restaurants, parks and travel.

Cost to own

Mortgage calculator

Home Price

$410,000

Down Payment: 20%

$82,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,084

Principal & Interest: $2,084

Est. Taxes & Insurance: $521

Estimated Total Monthly

$2,605

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,182

Property taxesest. at asking price, Duval County$669

HOAbilled annually$10

Estimated total, before insurance$2,862/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$338,181	$237,555	—
2024	$323,535	$230,153	▲ $7,927
2023	$320,862	$221,994	▲ $46,669
2022	$264,072	$214,072	▲ $17,936
2021	$209,797	$110,899	—
2020	$198,220	$108,678	—

2025 property taxes (current owner): $4,744/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,210 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 13, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$410,000

Price / Sq Ft$218

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,881

Acres0.21 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address2113 Matefield Road, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionRidgefield

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size9,147.6 sq ft

Parcel Number1612018050

Amenities

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)