This home is in Ocean 9 Condos, St. Augustine — a gated community home in St. Johns County.
Active·61 days on market·Ocean 9 Condos
850 A1A Beach Boulevard 42
St. Augustine, FL 32080
About this home
Ocean 9 Condos
Unobstructed ocean views, two private decks, and one of the best locations on Saint Augustine Beach—welcome to Ocean Villas. Perfectly positioned behind strong, protective dunes, this two-story, 2-bedroom, 2-bath condo offers the ideal blend of coastal living, smart design, and value. Step inside and you'll find 1,200 square feet that lives larger than expected. The main level features an open living and dining area that flows seamlessly to a spacious deck with expansive ocean views—perfect for morning coffee or evening cocktails with the sound of the waves as your backdrop. The kitchen is efficiently laid out, and a walk-in laundry room adds everyday convenience. Upstairs, the primary suite boasts its own private balcony overlooking the Atlantic, while the second bedroom and bath provide comfort and privacy for guests.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $437,000 | $368,807 | — |
| 2024 | $444,000 | $335,279 | — |
| 2023 | $418,380 | $304,799 | — |
| 2022 | $305,000 | $277,090 | — |
| 2021 | $263,000 | $251,900 | — |
| 2020 | $229,000 | $229,000 | — |
2024 property taxes (current owner): $5,743/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 8, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ocean 9 Condos
Ocean 9 Condos is a neighborhood in Jacksonville Beach, FL (St. Johns County), ZIP 32080.
View all Ocean 9 Condos homes for sale →Listing Courtesy of: THE NEWCOMER GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines