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This home is in Jacksonville.

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Active

Active·185 days on market

1492 Avondale Avenue

Jacksonville, FL 32205

$849,000$282/sqftEst. $4,378/moMLS# 2128436

Beds

Baths

3,014

Sq Ft

1926

Built

—

Garage

Pool

About this home

Jacksonville

This distinguished historic residence offers over 3,000 square feet of living space with 5 bedrooms and 3 baths, designed for both daily comfort and lively entertaining. Set on a prominent corner lot in one of Jacksonville's most sought-after historic neighborhoods, this Mediterranean Revival-style home blends architectural character with modern functionality. The spacious front porch sets a welcoming tone, perfect for unwinding at the end of the day. Inside, tasteful upgrades and abundant natural light highlight every room. A formal entry leads to the living room, framed by a graceful arched opening that reflects the home's timeless design. At the heart of the main level, the chef's kitchen offers the scale and features for both everyday living and memorable gatherings, complemented by a walk-in pantry with wet bar and wine fridge.

Cost to own

Mortgage calculator

Home Price

$849,000

Down Payment: 20%

$169,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,378

Principal & Interest: $4,378

Property taxes (est.): $1,386

Insurance (est.): $566

Estimated Total Monthly

$6,330

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,378

Property taxesest. at asking price, Duval County$1,386

Estimated total, before insurance$5,765/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,181/yr · $682/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$616,346	$430,266	—
2024	$629,612	$417,433	▲ $62,592
2023	$582,769	$403,819	▲ $34,975
2022	$531,908	$390,601	▲ $43,700
2021	$427,768	$377,768	—
2020	$408,448	$408,448	—

2025 property taxes (current owner): $8,181/yr

Estimated taxes if purchased at asking price: ~$16,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 4, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,000

Price / Sq Ft$282

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,014

Acres0.28 acres

Year Built1926

TypeResidential

Sub-TypeSingle Family Residence

StyleHistoric

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address1492 Avondale Avenue, Jacksonville, FL 32205

Area032-Avondale

SubdivisionAvondale North

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size12,196.8 sq ft

Parcel Number0795960000

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOff Street, On Street

ViewCity

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesGas Cooktop, Gas Oven, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LevelsTwo