Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 35

Active

Active·181 days on market

6925 Sandle Drive

Jacksonville, FL 32219

$340,000$145/sqftEst. $1,734/moMLS# 2127758

Beds

Baths

2,346

Sq Ft

2019

Built

Garage

Pool

About this home

Jacksonville

Welcome to your dream home that perfectly blends space, style, and flexibility. This 4-bedroom, 2.5 bathroom home welcomes you with a bright, open-concept design ideal for both everyday living and entertaining. The heart of the home is the modern kitchen, featuring stainless steel appliances, a center island, and seamless flow into the living room, making it easy to stay connected while hosting or relaxing. Another great feature is the downstairs flex space which can easily adapt to fit your lifestyle. Upstairs, retreat to four generously sized bedrooms offering plenty of room for rest, work, and privacy. The two full bathrooms provide comfort and convenience for both residents and guests. Step outside and enjoy the benefits of a large lot, perfect for outdoor entertaining or simply unwinding in your own private space. Located within a community that offers desirable amenities, this home delivers both comfort and convenience with easy access to shopping, dining and major roadways.

Cost to own

Mortgage calculator

Home Price

$340,000

Down Payment: 20%

$68,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,734

Principal & Interest: $1,734

Property taxes (est.): $555

Insurance (est.): $227

Estimated Total Monthly

$2,515

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,734

Property taxesest. at asking price, Duval County$555

HOAbilled annually$9

Estimated total, before insurance$2,298/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,577/yr · $548/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $338,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$292,703	$234,845	—
2024	$277,519	$227,519	—
2023	$319,998	$163,650	—
2022	$283,297	$61,466	—
2021	$209,306	$151,387	▲ $3,820
2020	$198,607	$148,607	—

2025 property taxes (current owner): $6,577/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History