Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 126
Sold

Sold·Closed Aug 10, 2026·140 days on market

224 Vista Della Toscana

Ormond Beach, FL 32174

$1,600,000sold priceListed at $1,645,000 · 97.3% of asking$331/sqftMLS# 2126940
5
Beds
4.5
Baths
4,839
Sq Ft
2005
Built
3
Garage
Yes
Pool
HOA $236/mo1.24 acresWaterfrontSingle Family Residence1 story

About this home

Ormond Beach

Along the serene waters of the Tomoka Preserve, stands a Mediterranean palazzo of rare distinction, created to be a piece of art in its own right. A scenic drive through the preserve, lined with majestic palms draped in Spanish moss, leads to this private waterfront estate offering a perfect balance of elegance and tranquility. Resting on 1.24acres of private lagoon front, this award-winning custom estate offers both prestige and seclusion. Blending elegance with nature, occasional deer may pause to watch you fish or canoe from the backyard. At the end of a quiet cul-de-sac, the home greets visitors with a regal canopy entrance, a sweeping-wide circular driveway, Venetian columns, Italian curved terracotta roof, paver-lined paths and tropical landscaping. A life-size ''Signora dell'Acqua'' fountain (lady of the water) and river rock gardens complete the essence of a Mediterranean retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,862
HOAbilled annually$236
Estimated total, before insurance$9,098/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,985/yr · $1,249/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,600,000
$320,000
Loan Term
Monthly Payment
$8,862
Principal & Interest: $8,862
Insurance (est.): $1,067
Estimated Total Monthly
$9,929
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,863 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,985/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$1,645,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,645,000
Price / Sq Ft$340
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,839
Acres1.24 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Other, Pool Sweep, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes

Community Information

Address224 Vista Della Toscana, Ormond Beach, FL 32174
Area625-Volusia County North-Beach
SubdivisionSanctuary
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size54,014.4 sq ft
Parcel Number324004000070

Amenities

AmenitiesOther, Maintenance Grounds, Park, Trash, Water
UtilitiesElectricity Connected, Sewer Available, Water Available, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewProtected Preserve, River, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Zoned
CoolingCentral Air, Split System, Zoned
FlooringMarble, Stone, Tile
FireplaceYes
Fireplace FeaturesOther, Gas, Outside
# of Stories1
LevelsOne
LaundryLower Level
Security24 Hour Security, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesCourtyard, Outdoor Kitchen, Storm Shutters
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened, Terrace
RoofTile
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 26, 2026
Days on Market140
HOA Fees$2,832 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Water, Other
Tax Amount$14,984.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines