1 / 126

Pending

Pending·170 days on market

224 Vista Della Toscana

Ormond Beach, FL 32174

$1,645,000$340/sqftEst. $8,755/moMLS# 2126940

Beds

Baths

4,839

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

Ormond Beach

Along the serene waters of the Tomoka Preserve, stands a Mediterranean palazzo of rare distinction, created to be a piece of art in its own right. A scenic drive through the preserve, lined with majestic palms draped in Spanish moss, leads to this private waterfront estate offering a perfect balance of elegance and tranquility. Resting on 1.24acres of private lagoon front, this award-winning custom estate offers both prestige and seclusion. Blending elegance with nature, occasional deer may pause to watch you fish or canoe from the backyard. At the end of a quiet cul-de-sac, the home greets visitors with a regal canopy entrance, a sweeping-wide circular driveway, Venetian columns, Italian curved terracotta roof, paver-lined paths and tropical landscaping. A life-size ''Signora dell'Acqua'' fountain (lady of the water) and river rock gardens complete the essence of a Mediterranean retreat.

Cost to own

Mortgage calculator

Home Price

$1,645,000

Down Payment: 20%

$329,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$8,309

Principal & Interest: $8,309

Est. Taxes & Insurance: $2,077

Estimated Total Monthly

$10,387

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$8,755

HOAbilled annually$236

Estimated total, before insurance$8,991/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,985/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,863 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$1,645,000

Price / Sq Ft$340

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,839

Acres1.24 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Other, Pool Sweep, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontYes

Community Information

Address224 Vista Della Toscana, Ormond Beach, FL 32174

Area625-Volusia County North-Beach

SubdivisionSanctuary

CityOrmond Beach

CountyVolusia

StateFL

Zip Code32174

Lot Size54,014.4 sq ft

Parcel Number324004000070

Amenities

AmenitiesOther, Maintenance Grounds, Park, Trash, Water

UtilitiesElectricity Connected, Sewer Available, Water Available, Water Connected

SewerSeptic Tank

Water SourcePrivate

ParkingAttached, Circular Driveway, Garage, Garage Door Opener

ViewProtected Preserve, River, Water

Waterfront TypeIntracoastal, Lagoon, River Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Zoned

CoolingCentral Air, Split System, Zoned

FlooringMarble, Stone, Tile

FireplaceYes

Fireplace FeaturesOther, Gas, Outside

# of Stories1

LevelsOne

LaundryLower Level

Security24 Hour Security, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private