422 7th Street W

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Last sold: $435,000 in June 2023(county public record, not MLS data)

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

• Sep 2, 2026Price change$445,000−$10,000
• Jan 29, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

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  For Sale

  Income

  1431 N Pearl Street

  Jacksonville, FL 32206

  8 bd · 0 ba · 7,752 sq ft

  $449,000Est. $2,390/mo

  This 7,752 square foot quadruplex was built in 1914. The property is offered in as-is, gutted shell condition with no…

  Listing Office: belle epoque realty services llc

• 

  For Sale

  1941 Hubbard Street

  Jacksonville, FL 32206

  4 bd · 2.5 ba · 2,488 sq ft

  $440,000Est. $2,342/mo

  This historic Jacksonville home blends timeless character with bright, refreshed interiors and flexible living space. A…

  Listing Office: herron real estate llc

• 

  For Sale

  1941 Hubbard Street

  Jacksonville, FL 32206

  4 bd · 3 ba · 2,488 sq ft

  $450,000Est. $2,395/mo

  Set in the heart of Springfield's Historic District, this beautifully restored Arts & Crafts residence blends timeless…

  Listing Office: coldwell banker vanguard realty

• 

  For Sale

  1820 N Market Street

  Jacksonville, FL 32206

  3 bd · 2.5 ba · 2,144 sq ft

  $439,990Est. $2,342/mo

  Historic Springfield, 3BD/2.5Baths plus Bonus Finished Loft ideal for an office, studio, gym or extra room situated…

  Listing Office: ini realty

• 

  For Sale

  101 E 7th Street

  Jacksonville, FL 32206

  4 bd · 3 ba · 1,931 sq ft

  $362,900Est. $1,932/mo

  Listing Office: exit inspired real estate

  in Springfield
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  For Sale

  12071 Blackfoot Trail

  Jacksonville, FL 32223

  4 bd · 2 ba · 2,446 sq ft

  $399,000Est. $2,124/mo

  Listing Office: chad and sandy real estate group

  in The Wilderness

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