This home is in Jacksonville.

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Pending

Pending·115 days on market

1736 Lakewood Road

Jacksonville, FL 32207

$325,000$318/sqftEst. $1,657/moMLS# 2125232

Beds

Baths

1,021

Sq Ft

1949

Built

Garage

Pool

About this home

Jacksonville

Charming and versatile property located off Lakewood Road in the heart of San Marco with a total of 1549 square feet of living space. The main home features 2 bedrooms and 2 bathrooms, complemented by a separate 1-bedroom, 1-bath 528 square-foot apartment situated above the garage, ideal for rental income, a guest suite, or multigenerational living. Situated in the highly sought-after Hendricks Avenue school district, this property offers an unbeatable location just minutes from San Marco Square, shopping, dining, entertainment, quick access to I-95. Whether you're seeking a primary residence with income potential or a flexible living arrangement, this home delivers both convenience and opportunity in one of Jacksonville's most desirable neighborhoods.

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,657

Principal & Interest: $1,657

Property taxes (est.): $531

Insurance (est.): $217

Estimated Total Monthly

$2,404

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,657

Property taxesest. at asking price, Duval County$531

Estimated total, before insurance$2,188/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,443/yr · $454/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$286,102	$253,591	▲ $7,840
2024	$279,062	$230,538	▼ $172
2023	$253,948	$209,580	▲ $23,640
2022	$212,083	$190,528	▲ $9,590
2021	$180,243	$173,208	—
2020	$167,215	$157,462	▲ $4,853

2025 property taxes (current owner): $5,443/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.