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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$875,000Sold3 bd · 3.5 ba · 4,612 sq ft

Sold·Closed Jul 17, 2026·10 days on market

10 S Magnolia Lane

Ormond Beach, FL 32174

$875,000sold priceListed at $899,000 · 97.3% of asking$190/sqftMLS# 2135579
3
Beds
3.5
Baths
4,612
Sq Ft
1989
Built
3
Garage
Yes
Pool
HOA $100/mo0.62 acresWaterfrontSingle Family Residence2 stories

About this home

Ormond Beach

Where friends, family, and everyday life naturally come together--this is THE POOL HOME in Plantation Bay everyone will want to see! Custom built and only lightly lived in by three owners, this home is designed for how we truly live. From the moment you step inside, the game room with a full bar becomes the heart of the home, a space for entertaining, relaxing, or spending quality time with family and friends. Complete with a sink, refrigerator, and microwave, it's perfect for game nights, movie nights, or casual gatherings, all while staying connected to the rest of the home and the backyard. Step outside to the screened-in lanai, heated pool, and spa, where the fully fenced backyard opens to peaceful lake views, creating the perfect backdrop for morning coffee, summer afternoons, or evening swims.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,770
HOAbilled quarterly$100
Estimated total, before insurance$4,870/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,548/yr · $879/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:42 AM, sunset 5:34 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,548/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000
Price / Sq Ft$195
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,612
Total Structure Area6,348 sq ft
Acres0.62 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes
Direction FacesNorthwest

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address10 S Magnolia Lane, Ormond Beach, FL 32174
Area603-Flagler County-South Central
SubdivisionPlantation Bay
CityOrmond Beach
CountyFlagler
StateFL
Zip Code32174
Lot Size27,007.2 sq ft
Parcel Number03133151201A0100100
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Refrigerator
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Storm Shutters
Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
FencingWrought Iron, Other
RoofShingle
ConstructionBrick, Frame, Wood Siding
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 19, 2026
Days on Market10
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
HOA NamePlantation Bay HOA
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$10,547.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PARKSIDE REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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