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Active

Active·207 days on market

11160 US Highway 1 N

Palm Coast, FL 32137

$1,700,000$345/sqftEst. $8,767/moMLS# 2124932

Beds

Baths

4,930

Sq Ft

2023

Built

Garage

Pool

About this home

Palm Coast

A Rare Opportunity -- Luxury Living Meets Agricultural Charm on Nearly 11 Acres, with the opportunity to expand to a total of 18.22 acres Discover an extraordinary multi-use estate that seamlessly blends luxury living with peaceful rural surroundings. Offering exceptional versatility for residential, agricultural, equestrian, or income-producing opportunities, this one-of-a-kind property is truly unmatched. At the heart of the estate sits a custom-built 4,900-square-foot main residence on approximately 11 acres, thoughtfully designed with upscale finishes and modern sophistication throughout. The show-stopping gourmet kitchen is a chef's dream, featuring dual oversized islands, induction cooktop, double ovens, illuminated custom cabinetry, pot filler, and an expansive walk-in pantry. The home offers 3 spacious bedrooms -- including two primary suites with exceptional walk-in closets -- plus a flexible bonus space that can serve as a 4th bedroom. *Click on more to see more info*

Cost to own

Mortgage calculator

Home Price

$1,700,000

Down Payment: 20%

$340,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$8,767

Principal & Interest: $8,767

Insurance (est.): $1,133

Estimated Total Monthly

$9,900

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$8,767

Estimated total, before insurance$8,767/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,074/yr · $339/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,074/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 13, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,700,000

Price / Sq Ft$345

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,930

Total Structure Area4,930 sq ft

Acres10.20 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Craftsman

StatusActive

# of Garages10

Has PoolNo

Is WaterfrontYes

Direction FacesWest

Community Information

Address11160 US Highway 1 N, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionPalm Coast

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size444,312 sq ft

Parcel Number2110300000020200020

ZoningZoned for Horses

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Available

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Electric Vehicle Charging Station(s), Gated, RV Access/Parking, Shared Driveway

ViewCanal, Pond

Waterfront TypeCanal Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Induction Cooktop, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Zoned

FlooringLaminate, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySecurity Fence, Security Gate, Smoke Detector(s)