Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·210 days on market

455 Riverfront Drive A302

Palm Coast, FL 32137

$749,000$421/sqftEst. $3,863/moMLS# 2124530

Beds

Baths

1,779

Sq Ft

2024

Built

Garage

Pool

About this home

Palm Coast

Welcome to Grand Vista, nestled within the prestigious Grand Haven Community. This elegant top floor Pinehurst Residence offers serene Intracoastal views framed by majestic oak trees. Enjoy your private screened balcony, where boats glide by and morning light filters through the canopy, an everyday luxury. Designed for both entertaining and everyday living, the chef-inspired kitchen features European cabinetry, quartz countertops, a center island, and space for a chef's table. A premium appliance package, Williams Sonoma lighting, and handcrafted Italian tile complete this refined space. The primary suite offers spa-like comfort with a freestanding soaking tub, brushed gold fixtures, and TOTO bathroom fixtures. Two additional bedrooms and a full bath provide flexibility for guests, a home office, or additional living space. A rare opportunity for low-maintenance luxury living with breathtaking views in one of the area's most sought-after communities.

Cost to own

Mortgage calculator

Home Price

$749,000

Down Payment: 20%

$149,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,863

Principal & Interest: $3,863

Insurance (est.): $499

Estimated Total Monthly

$4,362

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,863

HOAbilled monthly$696

Estimated total, before insurance$4,559/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 9, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,000

Price / Sq Ft$421

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,779

Year Built2024

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryOld Kings

MiddleIndian Trails

HighMatanzas

Community Information

Address455 Riverfront Drive A302, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionGrand Haven

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Parcel Number221131399500C10A302

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Elevator(s), Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Parking Lot

ViewIntracoastal

Waterfront TypeIntracoastal

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryIn Unit

SecurityFire Alarm, Gated with Guard, Smoke Detector(s)