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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·278 days on market

5935 Creekside Crossing Drive

Jacksonville, FL 32210

$224,500$160/sqftEst. $1,199/moMLS# 2122279
↓ $5,400 below original list
3
Beds
2.5
Baths
1,404
Sq Ft
2021
Built
1
Garage
No
Pool
FEMA Zone XHOA $285/mo2,178 sqft lotTownhouse2 stories

About this home

Jacksonville

Move in ready close to everything. Built in 2021, freshly painted throughout, this home showcases upgraded flooring, including patio. LVP & tile throughout. Spacious open floor plan on 1st level, designed for comfortable everyday living & entertaining. The bright, airy layout seamlessly connects living, dining, & kitchen areas, creating plenty of room to gather & relax. Kitchen features abundant cabinetry, granite counters, prep island & SS GE appliances. Also a convenient half bath on main level. Covered lanai extends your living space & is enhanced by remote-control awning w/wind sensor. The oversized outdoor area is perfect for hosting guests, enjoying morning coffee, or unwinding in the evening. Upstairs you'll find 3 spacious bedrooms, 2 full bathrooms & centrally located laundry for everyday convenience. Seller is offering to pay one year HOA Fees. PREFERRED lender offering $7500 grant used towards CC for 1st time buyers. Current loan is assumable.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,199
Property taxesest. at asking price, Duval County$367
HOAbilled monthly$285
Estimated total, before insurance$1,850/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,885/yr · $324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,500
$44,900
Loan Term
Monthly Payment
$1,199
Principal & Interest: $1,199
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,715
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,178 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$199,062$199,062—
2024$199,750$199,750▲ $5,000
2023$197,134$197,134—
2022$189,869$189,869▲ $21,660
2021$20,000$19,908—

2025 property taxes (current owner): $3,885/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Price change$224,500−$2,250
  • Aug 10, 2026Price change$226,750−$3,150
  • Dec 21, 2025Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$224,500
Price / Sq Ft$160
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,404
Acres0.05 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCedar Hills
MiddleWestside
HighWestside High School

Community Information

Address5935 Creekside Crossing Drive, Jacksonville, FL 32210
Area055-Confederate Point/Ortega Farms
SubdivisionCreekside Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size2,178 sq ft
Parcel Number0955070435
ZoningMulti Family

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Patio
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt, Paved

Additional Information

Date ListedDecember 21, 2025
Days on Market249
HOA Fees$285 / Monthly
HOA FrequencyMonthly
HOA NameCreekside Homes
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$3,884.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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