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This home is in Ocean Forest, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Apr 14, 2026·97 days on market·Recent sales in Ocean Forest·Ocean Forest

53 Tallwood Road

Jacksonville Beach, FL 32250

$902,500sold priceListed at $975,000 · 92.6% of asking$355/sqftMLS# 2120034

Beds

2.5

Baths

2,545

Sq Ft

1993

Built

Garage

Yes

Pool

2 more homes for sale in Ocean Forest →Search Ocean Forest on the map

No HOASingle Family Residence2 stories

About this home

Ocean Forest

Enjoy the best of beachside living in this secluded Intracoastal neighborhood. This charming coastal pool home offers generous space with 4 bedrooms and 2.5 bathrooms, perfect for both relaxation and entertaining. Warm cherry oak wood floors flow through the family room, living room, and formal dining room, adding timeless character throughout. The kitchen is both functional and stylish, featuring a gas stove, updated cabinets, and sable stone countertops. Upstairs, retreat to the spacious primary suite, complete with a cozy sitting area and a beautifully custom-designed bathroom. Newly installed carpet adds comfort and freshness to the upper level. Step outside to your private backyard oasis. A large, covered patio overlooks the tranquil pool, creating the ideal space for hosting gatherings or unwinding with family and friends. The home also boasts excellent curb appeal with its welcoming wrap-around porch, paver driveway, and thoughtfully designed landscaping. With a

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,999

Property taxesest. at asking price, Duval County$1,474

Estimated total, before insurance$6,473/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$902,500

Down Payment: 20%

$180,500

Interest Rate: 7.40%

Loan Term

Monthly Payment

$4,999

Principal & Interest: $4,999

Property taxes (est.): $1,474

Insurance (est.): $602

Estimated Total Monthly

$7,074

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Dec 3, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $422/sq ft; this home is listed at $383/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLC	Sep 2026	$1,200,000	$453	4/3.5	2,647	4	0.2
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE	Oct 2026	$1,050,000	$384	4/2.5	2,735	184	0.5
2029 Shadow Lane, Neptune Beach, FL 32266Listed by LPT REALTY LLC	Aug 2026	$650,000	$346	3/2	1,881	103	0.5
2366 Pine Island Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Sep 2026	$1,015,000	$386	3/2.5	2,630	121	0.7
1120 20th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Aug 2026	$835,000	$462	3/2.5	1,808	14	0.7
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENT	Sep 2026	$1,100,000	$422	4/3.5	2,605	90	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000

Price / Sq Ft$383

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,545

Total Structure Area2,545 sq ft

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusClosed

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementarySan Pablo

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address53 Tallwood Road, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionOcean Forest

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1786021700

ZoningResidential

Amenities

Community FeaturesSuburban

UtilitiesOther

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Gas Oven, Gas Range, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Wooded

Patio / PorchFront Porch, Rear Porch, Wrap Around

FencingBack Yard, Wrought Iron

RoofShingle

ConstructionFiber Cement

Road FrontageCity Street

Additional Information

Date ListedDecember 3, 2025

Days on Market97

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RIVER CITY REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Forest

Ocean Forest is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

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