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This home is in Jacksonville.

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Active

Active·27 days on market

7811 Jasper Avenue

Jacksonville, FL 32211

$179,900$141/sqftEst. $928/moMLS# 2112528

Beds

Baths

1,280

Sq Ft

1983

Built

—

Garage

Pool

About this home

Jacksonville

Unlock a prime investment or owner-occupant opportunity at 7811 Jasper Ave, Jacksonville, FL! This duplex needs a little work but features two inviting units, each offering 1 bedroom and 1 bathroom, ideal for tenants or personal use. Step into modern comfort with durable luxury vinyl plank (LVP) flooring, spacious walk-in tile showers providing a spa-like retreat, and sleek newer cabinets for stylish storage. Both units are equipped with efficient central AC, ensuring year-round comfort in Florida's climate, while the eye-catching brick front adds classic curb appeal. Enjoy the convenience of off-street parking and a prime location with easy access to Atlantic Blvd, connecting you to shopping, dining, and commuting routes. Perfect for growing your rental portfolio or securing a low-maintenance home with income potential, this property stands out in a desirable neighborhood. CASH, HARD MONEY, OR RENO LOANS ONLY

Cost to own

Mortgage calculator

Home Price

$179,900

Down Payment: 20%

$35,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$928

Principal & Interest: $928

Property taxes (est.): $294

Insurance (est.): $120

Estimated Total Monthly

$1,341

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$928

Property taxesest. at asking price, Duval County$294

Estimated total, before insurance$1,221/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,486/yr · $207/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$127,582	$127,582	—
2024	$118,853	$118,853	—
2023	$116,640	$109,913	▲ $6,624
2022	$99,921	$99,921	—
2021	$83,773	$82,035	—
2020	$74,578	$74,578	—

2024 property taxes (current owner): $2,486/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History