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Sold·Closed Jan 30, 2026·56 days on market
411 Pearl Street
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Beautifully renovated 3-bedroom, 2-bath home featuring laminate wood floors, a brand-new kitchen with stainless steel appliances, and updated bathrooms. Freshly painted inside and out, with a 2018 roof and 2024 A/C for peace of mind. Situated on a large 0.34-acre lot offering plenty of space for an RV, boat, or extra toys. Excellent location just minutes from Downtown Green Cove Springs and the hospital.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,410 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $227,444 | $227,444 | — |
| 2024 | $224,651 | $207,625 | — |
| 2023 | $206,824 | $188,750 | — |
| 2022 | $181,480 | $171,591 | — |
| 2021 | $155,992 | $155,992 | — |
| 2020 | $148,627 | $148,627 | — |
2024 property taxes (current owner): $4,275/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1507 Elsie Street, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC. | Sep 2025 | $214,000 | $167 | 3/1.5 | 1,283 | 66 | 0.1 |
| 446 Vermont Avenue, Green Cove Springs, FL 32043Listed by INSPIRED REALTY LLC | Jul 2026 | $214,000 | $146 | 3/2 | 1,461 | 71 | 0.2 |
| 1514 Thomas Street, Green Cove Springs, FL 32043Listed by IHEART REALTY INC | Jul 2025 | $230,000 | $228 | 3/1.5 | 1,008 | 44 | 0.2 |
| 101 S Oakridge Avenue, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $200,000 | $136 | 4/2.5 | 1,468 | 101 | 0.3 |
| 1221 Lindenhurst Avenue, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLC | Jul 2025 | $255,000 | $212 | 3/2 | 1,201 | 85 | 0.3 |
| 601 Sunset Avenue, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTS | May 2025 | $212,500 | $198 | 3/2 | 1,072 | 3 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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