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Sold

Sold·Closed Sep 5, 2025·66 days on market

1507 Elsie Street

Green Cove Springs, FL 32043

$214,000sold priceListed at $214,000 · 100% of asking$167/sqftMLS# 2077461
3
Beds
1.5
Baths
1,283
Sq Ft
1966
Built
—
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

100-Day Home Warranty coverage available at closing. Welcome to this charming home with all the features you've been looking for! Cozy up by the fireplace in the spacious living room, complemented by a natural color palette throughout. The kitchen boasts a nice backsplash and plenty of under-sink storage in the primary bathroom. Step outside to the fenced backyard, perfect for enjoying the outdoors. With new HVAC and a new roof, you can rest easy knowing your home is well taken care of. Fresh interior and exterior paint give the home a crisp, clean look. Plus, partial flooring replacement in some areas adds a modern touch. Don't miss out on this wonderful property!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,185
Property taxesest. at asking price, Clay County$328
Estimated total, before insurance$1,513/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,084/yr · $257/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$214,000
$42,800
Loan Term
Monthly Payment
$1,185
Principal & Interest: $1,185
Property taxes (est.): $328
Insurance (est.): $143
Estimated Total Monthly
$1,656
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,552 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,596$158,821—
2024$150,693$144,383—
2023$139,773$131,258—
2022$119,326$119,326—
2021$95,969$24,500—
2020$85,063$23,979—

2024 property taxes (current owner): $3,084/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
446 Vermont Avenue, Green Cove Springs, FL 32043Listed by INSPIRED REALTY LLCJul 2026$214,000$1463/21,461710.2
1208 Melrose Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$211,000$1793/11,176610.4
2 N Oakridge Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$140,000$1393/11,008170.5
101 S Oakridge Avenue, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$200,000$1364/2.51,4681010.5
1354 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$321,850$2004/21,609710.7
1350 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$336,850$2053/21,646760.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$214,000
Price / Sq Ft$167
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,283
Acres0.16 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address1507 Elsie Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,969.6 sq ft
Parcel Number38062601681100000

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

AppliancesOther, Dishwasher, Microwave
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedMay 16, 2025
Days on Market66
Tax Amount$3,084.33
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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