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Sold·Closed Mar 26, 2026·107 days on market

5710 Trout Street

Melrose, FL 32666

$375,000sold priceListed at $490,000 · 76.5% of asking$125/sqftMLS# 2117193
3
Beds
3
Baths
3,009
Sq Ft
1885
Built
2
Garage
Yes
Pool
No HOASingle Family Residence3 stories

About this home

Melrose

Incredible investment opportunity in historic downtown Melrose! This is your chance to own and restore *Oakhurst*, a 3-story Victorian masterpiece built in 1885. Boasting 3 bedrooms, 3 bathrooms, and 3,009 square feet of authentic craftsmanship, this home is a true testament to the architectural grandeur of its time. Situated on 1.24 acres, the property features solid hardwood flooring, 10' ceilings, and classic period details including a double fireplace, beadboard accents, clawfoot tub, and vintage light fixtures. Relax on the charming front porch swing or enjoy the 2nd-story balcony with peaceful views. The spacious layout offers oversized bedrooms, formal and informal dining rooms, and a large open kitchen. The 2014 metal roof addition provides additional living space, while the 40x40 RV-sized metal building with two bays and roll-up doors offers ample storage or workspace. A partially restored and unfinished 20x30 outbuilding with HVAC could easily be transformed into an office

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Estimated total, before insurance$2,077/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,231/yr · $603/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Insurance (est.): $250
Estimated Total Monthly
$2,327
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 1885)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,231/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6324 Dogwood Lane, Melrose, FL 32666Listed by NICOSIA REALTY INC.Oct 2025$980,000$4104/32,389900.5
4704 NE 255th Drive, Melrose, FL 32666Listed by CHAD AND SANDY REAL ESTATE GROUPJan 2026$455,000$2122/22,147250.7
308 SE 2nd Avenue, Melrose, FL 32666Listed by CW REALTYSep 2025$530,000$1833/2.52,9041891.1
129 Crystal Lake Drive, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYSep 2026$235,000$1094/32,1501371.3
23611 NE State Road 26, Melrose, FL 32666Listed by MARK SPAIN REAL ESTATEAug 2026$325,000$1413/22,301251.3
8485 Lily Lake Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$785,000$2524/33,120472.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$490,000
Price / Sq Ft$163
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,009
Year Built1885
TypeResidential
Sub-TypeSingle Family Residence
StyleVictorian
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address5710 Trout Street, Melrose, FL 32666
Area722-Orange Heights-South Of SR-26
SubdivisionMelrose
CityMelrose
CountyAlachua
StateFL
Zip Code32666
Parcel Number18720-000-000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingDetached

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesDouble Sided
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony
Lot DescriptionCleared
Patio / PorchCovered, Porch, Rear Porch, Side Porch
FencingChain Link
RoofMetal, Shingle
Other StructuresBarn(s), Guest House, Workshop
Road SurfaceAsphalt, Dirt
Road FrontageCity Street

Additional Information

Date ListedJanuary 17, 2026
Days on Market107
Tax Amount$7,231.44
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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