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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 14, 2025·7 days on market

2213 Gillis Street

Palatka, FL 32177

$79,000sold priceListed at $85,000 · 92.9% of asking$83/sqftMLS# 2114948
2
Beds
1
Baths
952
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Palatka

Great investment opportunity for investors of all strategies. This solid concrete block home is perfect whether you're planning your next fix and flip or expanding your rental portfolio. With strong equity potential, the numbers are built to work in your favor. Property is being sold As-Is and the seller will not complete any additional repairs. No assignments and no sight-unseen offers will be accepted. Schedule your showing today and unlock the possibilities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$438
Estimated total, before insurance$438/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,001/yr · $83/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$79,000
$15,800
Loan Term
Monthly Payment
$438
Principal & Interest: $438
Insurance (est.): $53
Estimated Total Monthly
$490
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,001/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 24, 2025Listed$85,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2205 Diana Drive, Palatka, FL 32177Listed by IHEART REALTY INCJul 2025$162,000$1642/1990280.2
102 Fernwood Street, Palatka, FL 32177Listed by IHEART REALTY INCSep 2025$183,000$1873/2981240.3
120 E Oak Hill Drive, Palatka, FL 32177Listed by LANTERN REALTY, LLC.Jul 2026$199,900$1653/11,210690.4
113 W Oak Hill Drive, Palatka, FL 32177Listed by RE/MAX SPECIALISTSApr 2026$165,000$1942/18491870.4
2108 Kirby Street, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCSep 2026$169,900$1942/18761740.5
1510 Laurel Street, Palatka, FL 32177Listed by EAGLES WORLD REALTY, INCFeb 2026$165,000$1533/11,080680.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$85,000
Price / Sq Ft$89
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage952
Total Structure Area1,783 sq ft
Acres0.21 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryMoseley
HighPalatka

Community Information

Address2213 Gillis Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionWesthighlands A&b
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size9,147.6 sq ft
Parcel Number121026935000200370
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Other
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms
AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1

Exterior

FencingFenced, Back Yard, Other
ConstructionBlock, Concrete
Road FrontageCity Street

Additional Information

Date ListedOctober 24, 2025
Days on Market7
Tax Amount$1,000.93
Tax Year2024
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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