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Sold·Closed Apr 17, 2026·187 days on market
113 W Oak Hill Drive
Palatka, FL 32177
About this home
Palatka
Back on market to no fault of seller. Welcome to this beautifully updated 2-bedroom, 1-bathroom home. Located on a quiet residential street, this home is move-in ready and thoughtfully improved inside and out. Step inside to a bright and open living space featuring luxury vinyl plank flooring throughout the main areas and brand-new carpet in the bedrooms. The freshly painted interior creates a clean, modern atmosphere, complemented by new interior blinds and a new front door that enhances both style and energy efficiency. The kitchen has been completely remodeled with all-new stainless steel appliances, brand-new cabinetry, and elegant quartz countertops—a rare find in this price range. The bathroom features a refinished bathtub and new tile, while a new water heater, new A/C system, and new roof add long-term value and peace of mind. Out back, enjoy the Florida lifestyle in your fully fenced yard
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,419 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Mar 27, 2026Listed$161,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 102 Fernwood Street, Palatka, FL 32177Listed by IHEART REALTY INC | Sep 2025 | $183,000 | $187 | 3/2 | 981 | 24 | 0.2 |
| 2205 Diana Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2025 | $162,000 | $164 | 2/1 | 990 | 28 | 0.2 |
| 2108 Kirby Street, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $169,900 | $194 | 2/1 | 876 | 174 | 0.4 |
| 2213 Gillis Street, Palatka, FL 32177Listed by SMILEEHOUSE AUCTION CO LLC | Nov 2025 | $79,000 | $83 | 2/1 | 952 | 7 | 0.4 |
| 2027 Kate Street, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $208,500 | $200 | 3/2 | 1,045 | 67 | 0.5 |
| 2312 Silver Lake Drive, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $190,000 | $190 | 3/1 | 1,000 | 9 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines