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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach.

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Sold

Sold·Closed Dec 2, 2025·32 days on market·Recent sales in Neptune Beach

602 1st Street

Neptune Beach, FL 32266

$882,353sold priceListed at $925,000 · 95.4% of asking$689/sqftMLS# 2114326
2
Beds
1.5
Baths
1,280
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA2,614 sqft lotTownhouse2 stories

About this home

Neptune Beach

Stunning coastal minimalism meets European sophistication in this custom designer townhome—perfectly positioned on First Street in the most coveted stretch of the Beaches. Fully renovated in 2023, including a new roof, every detail reflects intentional craftsmanship and global influence: imported stone from Spain and Turkey, paneled Italian appliances, Moroccan plaster walls, and Japanese-designed lighting. The open-concept main level includes a stunning kitchen, dining, + living area, plus a powder bath and walk-in pantry. Upstairs, vaulted ceilings, spacious bedrooms, and curated finishes create a serene retreat. Outside, enjoy ocean breezes from the freshly painted front deck, cook from the raised garden beds at your outdoor kitchen, or unwind in your private barrel sauna—all included in the sale. No HOA fees, just refined coastal living in one of the most walkable and desirable areas of Neptune Beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,887
Property taxesest. at asking price, Duval County$1,441
Estimated total, before insurance$6,328/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,728/yr · $561/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$882,353
$176,471
Loan Term
Monthly Payment
$4,887
Principal & Interest: $4,887
Property taxes (est.): $1,441
Insurance (est.): $588
Estimated Total Monthly
$6,916
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,728/yr

Estimated taxes if purchased at asking price: ~$17,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2025Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $533/sq ft; this home is listed at $723/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
602 1st Street, Neptune Beach, FL 32266Listed by NON MLS (realMLS)Sep 2026$910,000$7112/1.51,28000
141 Poinsettia Street, Atlantic Beach, FL 32233Listed by THE CORDELL GROUP INCJul 2026$460,000$3692/1.51,248710.6
363 Sherry Drive, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$860,000$5333/2.51,61260.6
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.9
1901 1st Street 506, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$1,125,000$7413/21,518160.9
314 8th Street A, Atlantic Beach, FL 32233Listed by REAL BROKER LLCJan 2026$640,000$4272/2.51,5002330.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$723
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,280
Acres0.06 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address602 1st Street, Neptune Beach, FL 32266
Area221-Neptune Beach-East
SubdivisionNeptune Beach
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size2,613.6 sq ft
Parcel Number1728090000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingCircular Driveway, On Street, Shared Driveway

Interior

AppliancesElectric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 23, 2025
Days on Market32
Tax Amount$6,727.58
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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