This home is in Jacksonville.
Pending·178 days on market
4176 Emilio Lane
Jacksonville, FL 32226
About this home
Jacksonville
BANK APPROVED SHORT SALE - Back on market! Previous deal fell through, creating a new opportunity in desirable Cedarbrook. Modern home with soaring ceilings, expansive windows, and abundant natural light. Sleek polished concrete floors throughout. Open-concept kitchen features quartz countertops, waterfall island, and open shelving--perfect for entertaining. Triple sliding glass doors lead to a private backyard patio. Brand-new AC (2024) and motorized blinds in bedrooms and select living areas add comfort and style. Unique property--don't miss it!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $389,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $281,213 | $225,491 | — |
| 2024 | $287,188 | $232,188 | — |
| 2023 | $303,456 | $303,456 | — |
| 2022 | $283,223 | $103,923 | ▲ $29,919 |
| 2021 | $213,636 | $99,440 | — |
| 2020 | $199,594 | $97,377 | — |
2024 property taxes (current owner): $4,518/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Cedarbrook
Active Under Contract$354,000MLS# 2103092Est. $1,884/mo12264 Sacha Road, Jacksonville, FL 322264 Beds2 Baths1,895 sqftWelcome to your own slice of Northeast Florida living in Cedarbrook! This move-in ready home offers peaceful pond…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Active$360,000MLS# 2133279Est. $1,916/mo12436 Itani Way, Jacksonville, FL 322264 Beds2 Baths1,916 sqftWelcome home to Cedarbrook! This 4-bedroom, 2-bath beauty is thoughtfully designed with custom built-ins, tile…
ResidentialHAMILTON HOUSE REAL ESTATE GROUP, LLC
Active$334,000MLS# 2156453Est. $1,778/mo4176 Emilio Lane, Jacksonville, FL 322263 Beds2 Baths1,611 sqftDistinctive contemporary home in desirable Cedarbrook! This 3-bedroom, 2-bath home offers 1,611 square feet, soaring…
ResidentialMARK SPAIN REAL ESTATE
Active$425,000MLS# 2143094Est. $2,262/mo12619 Itani Court, Jacksonville, FL 322264 Beds3 Baths2,033 sqftWelcome! This 4 bedroom, 3 full bath home is situated on a large cul-de-sac lot. From the screen lanai you can enjoy a…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines