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Sold

Sold·Closed Sep 12, 2025·8 days on market

9598 Pine Top Road S

Glen St. Mary, FL 32040

$100,250sold priceListed at $100,250 · 100% of asking$49/sqftMLS# 2108967
4
Beds
2
Baths
2,052
Sq Ft
1996
Built
—
Garage
No
Pool
No HOA1.02 acresMobile Home1 story

About this home

Glen St. Mary

Welcome to your dream investment opportunity! Calling all savvy investors and ambitious fix-and-flippers! Get ready to roll up your sleeves and transform this diamond in the rough into a shining gem. Behold, a spacious and captivating 4-bedroom, 2-bath doublewide mobile home spanning over an impressive 2000 square feet. Nestled in a serene and tranquil country setting, this property offers the perfect escape from the hustle and bustle of city life. With a sprawling acre of land, you'll have ample space to create your own personal oasis. Embrace the charm of this hidden treasure, complete with a well water system and septic system, ensuring self-sufficiency and a sustainable lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$551
Estimated total, before insurance$551/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$797/yr · $66/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $797/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $49/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9598 Pine Top Road S, Glen St. Mary, FL 32040Listed by BEYCOME OF FLORIDA LLCJan 2026$290,000$1414/22,052650
7816 Whispering Pines Lane, Glen St. Mary, FL 32040Listed by WATSON REALTY CORPDec 2025$540,000$2134/2.52,5363480.6
11151 Fish Pond Lane, Glen St. Mary, FL 32040Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJun 2026$490,000$2493/2.51,96701.8
10393 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCOct 2026$325,990$1505/32,1802141.9
10310 Greystone Drive, Glen St. Mary, FL 32040Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$289,000$1634/21,773621.9
10388 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJul 2026$295,990$1764/21,6841441.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$100,250
Price / Sq Ft$49
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,052
Acres1.02 acres
Year Built1996
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWestside
MiddleBaker County
HighBaker County

Community Information

Address9598 Pine Top Road S, Glen St. Mary, FL 32040
Area502-Baker County-NW
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size44,431.2 sq ft
Parcel Number023S21015100000025
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 16, 2025
Days on Market8
Tax Amount$796.9
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETROS REALTY INC

Sold by: NETWORTH REALTY OF JACKSONVILLE, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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