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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Nov 5, 2025·1 day on market·Recent sales in Neptune Beach

616 Davis Street

Neptune Beach, FL 32266

$793,000sold priceListed at $795,000 · 99.7% of asking$426/sqftMLS# 2104650
3
Beds
2
Baths
1,861
Sq Ft
1975
Built
2
Garage
No
Pool
No HOA12,197 sqft lotSingle Family Residence1 story

About this home

Neptune Beach

Light & bright coastal & beachy brick ranch style home just a few blocks from the seashore in comfortable NEPTUNE BEACH! BRAND NEW ROOF & solar powered water heater as well as fresh paint in & out make this a lovely move-in ready home - with an expansive backyard that has plenty of room for a large pool! Inside you will find fresh paint in light coastal pastels, open kitchen with Cali style quartz bar-top, tile flooring throughout, expansive heated/cooled FL room for dining & entertainment, updated bathrooms & ample closet space. Outside the roof is new, solar panel for water heater, paver lanai & firepit, privacy fencing for your fur-babies and plush blooming landscaping!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,392
Property taxesest. at asking price, Duval County$1,295
Estimated total, before insurance$5,687/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,636/yr · $470/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$793,000
$158,600
Loan Term
Monthly Payment
$4,392
Principal & Interest: $4,392
Property taxes (est.): $1,295
Insurance (est.): $529
Estimated Total Monthly
$6,216
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,636/yr

Estimated taxes if purchased at asking price: ~$15,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 19, 2025Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $427/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$4554/32,20030.4
416 Hopkins Street, Neptune Beach, FL 32266Listed by PREMIER REAL ESTATESep 2026$876,000$5614/2.51,562470.4
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72040.5
1811 Twelve Oaks Lane N, Neptune Beach, FL 32266Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$1,100,000$5384/2.52,04360.5
515 3rd Street, Neptune Beach, FL 32266Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,450,000$8983/2.51,615860.6
2029 Shadow Lane, Neptune Beach, FL 32266Listed by LPT REALTY LLCAug 2026$650,000$3463/21,8811030.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000
Price / Sq Ft$427
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,861
Acres0.28 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address616 Davis Street, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSeaside
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size12,196.8 sq ft
Lot Dimensions80' x 177' x 124'
Parcel Number1724030058
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Solar Hot Water, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Patio, Screened
FencingBack Yard, Cross Fenced, Full, Privacy, Wood
RoofShingle
ConstructionBrick, Brick Veneer, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 19, 2025
Days on Market1
Tax Amount$5,636.4
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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