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Sold·Closed Mar 9, 2026·166 days on market

192 Sportsman Drive

Welaka, FL 32193

$410,000sold priceListed at $499,900 · 82% of asking$158/sqftMLS# 2103424
3
Beds
3
Baths
2,602
Sq Ft
1992
Built
2
Garage
No
Pool
No HOA6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Welaka

This charming home, nestled at the end of a serene cul-de-sac in Sportsman Harbor, is a true boater's paradise. Imagine stepping into a boat house equipped with a lift and a dock that provides breathtaking views of the St. Johns River. As you enter the foyer, you'll be greeted by a beautiful winding staircase and a spacious great room with sliding doors that lead to a large screen lanai. This home also features a large kitchen, a great wet bar, a dining room, a guest bathroom, and a downstairs primary en-suite bedroom. The second floor includes two bedrooms, an office space, and a unique jack-and-jill bathroom. Plantation shutters adorn every window! There's also a spacious double garage with a half bath and so much more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Estimated total, before insurance$2,271/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,487/yr · $707/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Insurance (est.): $273
Estimated Total Monthly
$2,544
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,487/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
164 Moonlite Drive, Welaka, FL 32193Listed by IHEART REALTY INCAug 2026$433,000$2203/21,9683360.1
122 Paradise Drive, Welaka, FL 32193Listed by KELLER WILLIAMS ST JOHNSNov 2025$361,000$1713/22,1061750.1
292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLCJul 2026$410,000$1943/22,108860.5
460 North Street, Welaka, FL 32193Listed by CENTURY 21 TRITON REALTYMay 2025$326,000$1742/2.51,875670.8
500 Walnut Street, Welaka, FL 32193Listed by TIMBER TO TIDES REALTY LLCOct 2026$350,000$1513/22,323741
901 Palmetto Street, Welaka, FL 32193Listed by CENTURY 21 TRITON REALTYOct 2025$160,000$883/21,8214821.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$192
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,602
Total Structure Area3,781 sq ft
Acres0.15 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address192 Sportsman Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionSportsman Harbor 2
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size6,534 sq ft
Parcel Number331126879100001920
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Kitchen Island, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Boat Slip
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch, Screened
RoofMetal
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 16, 2026
Days on Market166
Tax Amount$8,486.76
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: BEACH STATE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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