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Sold

Sold·Closed Dec 8, 2025·102 days on market

246 Spec Lane

Crescent City, FL 32112

$160,000sold priceListed at $175,000 · 91.4% of asking$158/sqftMLS# 2103321
2
Beds
2
Baths
1,012
Sq Ft
1985
Built
—
Garage
No
Pool
No HOA0.50 acresSingle Family Residence1 story

About this home

Crescent City

Beautiful two bedroom two bath mobile home with water and boat access. We welcome you to come check out this recently remodeled beauty on this amazing grass filled lot. Well maintained and offers two sheds/work spaces with an additional covered area for your lawn equipment. Boat and water access comes with voluntary civic association membership at just $120/per year ($60 per lot/year, home is on double lot). Bring your fishing poles and boat for this one.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Estimated total, before insurance$886/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$928/yr · $77/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $928/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
318 Riviera Drive, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLCSep 2025$425,000$4832/2880890.3
251 Paradise Shores Road, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLCApr 2026$173,000$1333/21,2962000.6
349 Old Hwy 17, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYOct 2025$154,000$1233/21,2484041.2
434 Huntington Shortcut Road, Pomona Park, FL 32181Listed by IHEART REALTY INCOct 2025$222,500$1763/21,2641891.2
243 Taylor Fury Road, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCNov 2025$245,000$1963/21,2481071.3
116 S Broward Avenue, Pomona Park, FL 32181Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$227,000$1923/21,1831382.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$173
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,012
Acres0.50 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryMiddleton-Burney, reported on 2 other Lake Crescent Estates listings
HighCrescent City, reported on 3 other Lake Crescent Estates listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address246 Spec Lane, Crescent City, FL 32112
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionLake Crescent Estates
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size21,780 sq ft
Parcel Number031227000000102060

Amenities

Community FeaturesFishing
UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

Interior FeaturesOpen Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio, Screened, Side Porch
FencingChain Link, Full
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road FrontagePrivate Road

Additional Information

Date ListedAugust 11, 2025
Days on Market102
Tax Amount$927.71
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AJ REALTY GROUP FLORIDA INC

Sold by: AJ REALTY GROUP FLORIDA INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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