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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 20, 2025·17 days on market

8180 Melrose Road

Melrose, FL 32666

$130,000sold priceListed at $150,000 · 86.7% of asking$141/sqftMLS# 2100635
3
Beds
2
Baths
924
Sq Ft
1983
Built
—
Garage
No
Pool
No HOA1.00 acresMobile Home1 story

About this home

Melrose

Affordable Country Living! Looking for a peaceful country setting? You've found it! This charming 1-acre property is dotted with mature trees, including producing Loquat and lemon trees, and is bordered on two sides by scenic green pastures with grazing horses—a true rural retreat. The well-maintained and updated 3-bedroom, 2-bath single-wide mobile home features a 9' x 16' covered front porch, perfect for relaxing and enjoying the evening breeze. Additional highlights include: • Workshop/shed with a covered area for the well • New bladder tank • Covered carport , workshop • Concrete pad with water access—ideal for a future animal pen or other possibilities Whether you're looking for a forever home, a place to live while you build your dream home, or a solid rental investment, this property fits the bill. It has previously been used as a rental and could easily bring in $1,000/month. Don't miss this opportunity to own your slice of the countryside

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Clay County$199
Estimated total, before insurance$919/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,107/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $199
Insurance (est.): $87
Estimated Total Monthly
$1,006
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,683 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,107/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6838 Big Sky Lane, Melrose, FL 32666Listed by CB ISAAC REALTYDec 2025$155,500$1353/21,1523580.3
6639 County Road 214, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJan 2026$155,000$1303/21,196630.9
128 Serenity Drive, Melrose, FL 32666Listed by COLDWELL BANKER VANGUARD REALTYJan 2026$219,000$2352/293081.5
468 SE 18th Street, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.May 2026$159,000$1382/21,156901.6
1506 SE 4th Avenue, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$295,000$2533/21,168151.6
6099 Milligan Road, Keystone Heights, FL 32656Listed by FUTURE HOME REALTY INCJul 2025$179,990$1703/11,0561011.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$162
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage924
Acres1.00 acres
Year Built1983
TypeResidential
Sub-TypeMobile Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address8180 Melrose Road, Melrose, FL 32666
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityMelrose
CountyClay
StateFL
Zip Code32666
Lot Size43,560 sq ft
Lot Dimensions148.07x219.07x249.66x241.48
Parcel Number32082300485200409
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Split Bedrooms
AppliancesDryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionAgricultural, Dead End Street, Few Trees, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Full
RoofMetal
ConstructionAluminum Siding
Other StructuresWorkshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 26, 2025
Days on Market17
Tax Amount$1,107.33
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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