Sold·Closed Jun 11, 2026·295 days on market
21 Westford Lane
Palm Coast, FL 32164
About this home
Palm Coast
PRICE CORRECTION! This home in the Pine Lakes Golf Community is a great value!! Landscaping is beautiful with a fenced very green back yard. There are three nicely sized bedrooms ( largest is the primary) and two full baths. The living room features a cozy wood burning fire place. Great for cool evenings. The living room and dining room along with the updated kitchen ( all new appliances) are spacious. The kitchen is open to the Family Room with large windows over looking the back yard. There is an enclosed porch for year round alfresco dining, playing games with your grand children, or just enjoying the view. The primary bedroom has an on suite bath/shower and the hall bath serves the additional bedrooms. This is a great home for retirement or first time home buyers. This is a must see please book your showing.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,149/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $148/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLC | Sep 2026 | $270,000 | $158 | 3/2 | 1,713 | 289 | 0.1 |
| 24 Westfalls Lane, Palm Coast, FL 32164Listed by LANTERN REALTY, LLC. | Sep 2026 | $299,500 | $199 | 3/2 | 1,504 | 71 | 0.1 |
| 3 Walla Place, Palm Coast, FL 32164Listed by LPT REALTY LLC | Sep 2026 | $325,000 | $146 | 3/2 | 2,224 | 82 | 0.6 |
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.8 |
| 43 White Feather Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Sep 2026 | $360,000 | $167 | 4/3 | 2,151 | 130 | 1 |
| 61 Woodfield Drive, Palm Coast, FL 32164Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $409,900 | $168 | 4/3 | 2,435 | 4 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Pine Lakes
For Sale27 Wood Arbor LanePalm Coast, FL 32164
4 bd · 2 ba · 1,799 sq ft
$309,900Est. $1,649/mo*NEW ROOF JUST INSTALLED* Your search for a true 4-bedroom, move-in ready home in Palm Coast ends at 27 Wood Arbor…
Listing Office: remax select professionals
For Sale12 Westgable PlacePalm Coast, FL 32164
2 bd · 2 ba · 1,634 sq ft
$265,000Est. $1,410/moMust SEE!! Welcome home to this charming 2-bedroom, 2-bath home in Palm Coast, ideally located on a peaceful…
Listing Office: era oneteam realty
For Sale8 Whippoorwill DrivePalm Coast, FL 32164
4 bd · 3 ba · 1,650 sq ft
$320,000Est. $1,703/moSPECTACULAR VALUE! Don't miss this spacious 4-bedroom, 3-bath home offering plenty of room and incredible potential!…
Listing Office: eaz realty llc
For Sale8 White Hurst LanePalm Coast, FL 32164
4 bd · 2 ba · 2,439 sq ft
$325,000Est. $1,730/moDiscover 8 White Hurst Lane, a bright and sprawling home set on an expansive lot inside a quiet Palm Coast community.…
Listing Office: real broker llc
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines