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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Active·Listed today

8 Whippoorwill Drive

Palm Coast, FL 32164

$320,000$194/sqftEst. $1,752/moMLS# 2167322
3
Beds
2
Baths
1,650
Sq Ft
1991
Built
2
Garage
No
Pool
No HOA10,454 sqft lotSingle Family Residence

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

SPECTACULAR VALUE! Don't miss this spacious 3-bedroom, 2-bath home offering plenty of room and incredible potential! with an extra bedroom and bathroom separated at the porch. Whether you're looking for a primary residence, vacation home, or investment property, this one checks all the boxes. The open floor plan features a HUGE family room with the kitchen opening directly into the main living area, making it perfect for entertaining. Located in a great neighborhood close to shopping, restaurants, schools, and everyday conveniences—and only approximately 15 MINUTES TO FLAGLER BEACH! NO HOA means more freedom and flexibility, with excellent potential for a SHORT-TERM RENTAL, AIRBNB, LONG-TERM RENTAL, or your own Florida home. This home offers tremendous value. DON'T WAIT ON THIS ONE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,752
Estimated total, before insurance$1,752/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,336/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,752
Principal & Interest: $1,752
Insurance (est.): $213
Estimated Total Monthly
$1,965
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,336/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$320,000
Price / Sq Ft$194
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,650
Acres0.24 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8 Whippoorwill Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPine Lakes
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,454.4 sq ft
Lot Dimensions10598
Parcel Number0711317023002400350

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesOther, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringConcrete, Laminate, Tile
# of Stories0
LaundryIn Garage

Exterior

FencingFenced
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 1, 2026
Days on Market0
Tax Amount$4,335.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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