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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 2, 2025·147 days on market

114 Ash Street

Interlachen, FL 32148

$105,000sold priceListed at $119,900 · 87.6% of asking$156/sqftMLS# 2096198
2
Beds
1
Baths
672
Sq Ft
1989
Built
—
Garage
No
Pool
No HOA10,019 sqft lotMobile Home1 story

About this home

Interlachen

BEAUTIFUL, AFFORDABLE AND A GREAT LOCATION. This 2BR 1BA has a nice screened porch on the front. Inside an open floor plan with laminate flooring throughout. Tile counter top. Eat in kitchen. Pantry and lots of cabinet space. Bedrooms are spacious with touch lamps for convenience. Nice walk-in shower. Inside laundry area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$582
Estimated total, before insurance$582/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,278/yr · $106/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$105,000
$21,000
Loan Term
Monthly Payment
$582
Principal & Interest: $582
Insurance (est.): $70
Estimated Total Monthly
$652
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,450 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,278/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
112 Sawyer Street, Interlachen, FL 32148Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$100,000$1492/1672110.3
104 Allman Street, Interlachen, FL 32148Listed by CONVENE REALTYMay 2025$130,000$1812/1720640.8
104 Moore Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCOct 2026$122,570$1902/16441131.3
133 Mullis Avenue, Interlachen, FL 32148Listed by ALIGN RIGHT REALTY HORIZONSAug 2026$55,000$822/16724351.5
212 Dawn Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$54,500$812/1672462.2
121 Church Lake Drive, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$120,000$1422/284772.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$119,900
Price / Sq Ft$178
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage672
Acres0.23 acres
Year Built1989
TypeResidential
Sub-TypeMobile Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address114 Ash Street, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size10,018.8 sq ft
Parcel Number181025408200600170
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePublic
ParkingAdditional Parking, Detached Carport, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric, Wall/Window Unit(s)
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch, Porch, Screened
FencingBack Yard, Cross Fenced, Wire
RoofMembrane
ConstructionAluminum Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street, Highway

Additional Information

Date ListedJuly 1, 2025
Days on Market147
Tax Amount$1,277.71
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC

Sold by: INTERLACHEN REALTY SERVICES, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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