No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Oct 22, 2025·118 days on market
420 S Francis Street
Interlachen, FL 32148
About this home
Interlachen
Welcome to 420 S Francis Street, a beautiful lakefront home nestled in peaceful Interlachen, Florida. This spacious 3-bedroom, 2-bathroom residence offers 2,057 square feet of fully remodeled living space on 5.05 acres, fully fenced around the home for privacy and security, along scenic Lake Lagonda. 4+/- acres are lakefront. Inside, you'll find a fully remodeled kitchen and bathrooms with stylish finishes and fresh paint throughout, inside and out. The home features a 4 year old metal roof, updated plumbing and electrical systems, and two newer hot water heaters for added comfort and efficiency. Outside, enjoy a newly poured back patio, perfect for relaxing or entertaining while taking in serene lake views. Boaters will appreciate the private boat slip providing easy lake access. Additional amenities include a greenhouse, workshop, covered carport, and a 220-amp RV hookup—ideal for hobbies, outdoor living, and storage. Book your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,648 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 27 mi · 4.1 mi of trails
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 15 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,549/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 100 Tremont Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Jun 2026 | $125,000 | $51 | 4/2 | 2,438 | 11 | 0.3 |
| 116 N Francis Street, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | May 2026 | $295,000 | $142 | 3/2 | 2,076 | 163 | 0.6 |
| 105 Orange Street, Interlachen, FL 32148Listed by WATSON REALTY CORP | Jul 2025 | $250,000 | $166 | 3/2 | 1,508 | 82 | 0.9 |
| 119 Chandler Street, Interlachen, FL 32148Listed by COLDWELL BANKER BEN BATES INC | Mar 2026 | $147,000 | $82 | 3/2 | 1,782 | 50 | 1 |
| 128 Gas Easement Road, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Oct 2025 | $220,000 | $150 | 3/2 | 1,469 | 52 | 1 |
| 305 S Fillmore Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Oct 2026 | $412,000 | $220 | 3/2.5 | 1,872 | 10 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Sold by: JPAR CITY AND BEACH (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale392 Bardin RoadPalatka, FL 32177
4 bd · 2 ba · 2,816 sq ft
$369,900Est. $1,969/moThis remodeled 4-bedroom, 2-bath manufactured home sits on 4.26 acres in a highly desirable area. Offering plenty of…
Listing Office: maxrev, llc
For Sale716 S 12th StreetFernandina Beach, FL 32034
3 bd · 2 ba · 920 sq ft
$360,000Est. $1,916/moLive in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an…
Listing Office: tu familia real estate
For Sale24099 W Nfr 209 WOlustee, FL 32072
3 bd · 2.5 ba · 1,776 sq ft
$359,900Est. $1,916/moWelcome to a truly rare find on beautiful Ocean Pond,with 1800 acres of water nestled along the edge of the Osceola…
Listing Office: thomas r rhoden agency, inc
For Sale27284 W 10th AvenueHilliard, FL 32046
3 bd · 2 ba · 1,446 sq ft
$359,500Est. $1,913/moA "New-tacular" October Deal on this brand new construction ! Right Price - Seller contributing up to $7,000 for…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in Interlachen
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines