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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

Active·102 days on market

5519 Coronado Street

Keystone Heights, FL 32656

$69,900Est. $387/moMLS# 2094330
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone AENo HOA1.26 acresWaterfrontUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Keystone Heights

MOTIVATED SELLER!! bring all offers. This property was 2 properties just combined to make this 1.2 acers on a pond. nice and private in the back and property is off of a paved road. This is a must see.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$387
Property taxesest. at asking price, Clay County$107
Estimated total, before insurance$494/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$69,900
$13,980
Loan Term
Monthly Payment
$387
Principal & Interest: $387
Property taxes (est.): $107
Insurance (est.): $47
Estimated Total Monthly
$541
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$34,000$25,391—
2024$27,000$23,083—
2023$13,500$8,712—
2022$10,000$7,920—
2021$7,200$7,200—
2020$7,200$7,200—

2024 property taxes (current owner): $371/yr

Estimated taxes if purchased at asking price: ~$1,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 30, 2026Listed$69,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 County Road 214, Keystone Heights, FL 32656Listed by RE/MAX UNLIMITEDApr 2025$425,000—0/0—1380.8
00 County Road 214, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$90,000—0/0—14422.4
5276 Organic (Pole Barn) Road, Melrose, FL 32666Listed by CB ISAAC REALTYSep 2026$200,000—0/0—1322.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$69,900
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.26 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address5519 Coronado Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionFlorida Frontier
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size54,885.6 sq ft
Parcel Number13082300756400000

Amenities

UtilitiesElectricity Not Available, Sewer Not Available, Water Not Available
ViewPond
Waterfront TypePond

Exterior

Lot DescriptionCleared
Road SurfaceAsphalt

Additional Information

Date ListedJune 30, 2026
Days on Market366
Tax Amount$370.99
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo

Listing Courtesy of: 1st CHOICE REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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