This home is in Jacksonville — a waterfront home in Jacksonville.
Active·126 days on market
12283 Black Walnut Court
Jacksonville, FL 32226
About this home
Jacksonville
Step into comfort and convenience with this beautifully updated 2-story townhome in North Jax! Featuring 3 bedrooms & 2.5 baths, this home offers a thoughtful layout with a rare first-floor primary suite. Enjoy an open-concept living area, newer LVP flooring and a convenient half bath off the kitchen for guests. Upstairs offers 2 generous size bedrooms with walk-in closets & a versatile loft space perfect for a home office or retreat. Relax on the screened-in patio overlooking the pond, complete with pavers for a polished touch. Highlights include a brand new roof, Bosch dishwasher, large single basin kitchen sink, garage includes overhead storage & epoxy floors. Ideally located near Sheffield Park and New Berlin Elementary, with a short drive to Publix, River City Marketplace, and the airport--offering easy access to shopping, dining, and travel. HOA includes lawn care, community pool, and clubhouse. Don't miss the chance to make this inviting townhome yours!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $213,026 | $213,026 | — |
| 2024 | $213,992 | $201,667 | ▲ $12,809 |
| 2023 | $217,550 | $183,334 | — |
| 2022 | $191,101 | $166,668 | — |
| 2021 | $151,517 | $151,517 | — |
| 2020 | $146,798 | $146,798 | ▲ $5,504 |
2024 property taxes (current owner): $3,862/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- May 22, 2026Listed$240,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines