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Sold·Closed Aug 19, 2025·50 days on market
117 Timber Lane
Palatka, FL 32177
About this home
Palatka
Welcome to this charming 3-bedroom, 2-bathroom home nestled in a desirable community with valuable HOA benefits! Enjoy the best of both worlds—you own both the land and the home, offering long-term investment security and peace of mind. Step inside to find a spacious open-concept layout featuring a bright living area, a modern kitchen, and generously sized bedrooms. The primary suite includes its own private en-suite bath for added comfort. A durable metal roof adds lasting value, and the spacious yard provides room to relax or entertain. The HOA fee is just \$250, offering well-maintained common areas and a strong sense of community. This home is ideal for buyers seeking comfort, convenience, and a smart investment opportunity.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,886/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- May 30, 2025Listed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $150/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 118 W Camelot Drive -, Palatka, FL 32177Listed by EXP REALTY LLC | Jul 2026 | $370,000 | $206 | 3/2 | 1,800 | 138 | 0.6 |
| 112 W Camelot Drive, Palatka, FL 32177Listed by CENTURY 21 BECKHAM REALTY | Apr 2026 | $306,900 | $214 | 3/2 | 1,433 | 127 | 0.6 |
| 138 Kelley Smith School Road, Palatka, FL 32177Listed by MAXREV, LLC | Sep 2026 | $285,000 | $185 | 4/2 | 1,543 | 226 | 0.8 |
| 117 Horseman Club Road, Palatka, FL 32177Listed by IHEART REALTY INC | Apr 2026 | $294,900 | $160 | 3/2 | 1,838 | 188 | 0.8 |
| 5108 Silver Lake Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Jun 2026 | $375,000 | $182 | 4/3 | 2,062 | 9 | 0.9 |
| 113 E Rellim Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Aug 2026 | $287,000 | $137 | 4/3 | 2,094 | 65 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DUCK REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines