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Sold·Closed Jun 30, 2025·13 days on market

104 E Oakside Drive

Interlachen, FL 32148

$95,000sold priceListed at $110,000 · 86.4% of asking$94/sqftMLS# 2089788
3
Beds
1
Baths
1,008
Sq Ft
1994
Built
—
Garage
No
Pool
No HOA0.54 acresSingle Family Residence1 story

About this home

Interlachen

Charming 3-bedroom, 1-bath home nestled among mature trees on a spacious 0.54-acre lot. Featuring 1008 sq ft of living space, this property offers granite countertops, stainless steel appliances, and a cozy layout perfect for first-time buyers or investors. Enjoy peaceful surroundings with room to expand or garden. With a little TLC, this home has great potential to shine. Don't miss this opportunity to create your ideal retreat in a serene setting!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$526
Estimated total, before insurance$526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$95,000
$19,000
Loan Term
Monthly Payment
$526
Principal & Interest: $526
Insurance (est.): $63
Estimated Total Monthly
$590
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,407 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
137 Oak Circle, Interlachen, FL 32148Listed by CENTURY 21 LAKESIDE REALTYJul 2026$275,000$2123/21,2952230.2
101 Long Branch Court, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jan 2026$225,000$1763/21,280450.4
182 Howard Lake Trail, Interlachen, FL 32148Listed by EXPLORE REALTY INC.Jul 2025$140,000$1523/2920301.3
116 James Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$140,000$1073/21,308711.4
167 W Strickland Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$290,000$2693/21,080251.6
302 Azalea Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jan 2026$214,000$2033/21,056991.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$110,000
Price / Sq Ft$109
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,008
Total Structure Area1,008 sq ft
Acres0.54 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryInterlachen
MiddleC. H. Price
HighInterlachen

Community Information

Address104 E Oakside Drive, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionLakeside Oaks 1
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size23,522.4 sq ft
Parcel Number3410245113000.0

Amenities

UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourceWell
ParkingDetached
ViewTrees/Woods

Interior

Interior FeaturesOther
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Dishwasher, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Porch, Rear Porch
FencingOther, Back Yard
RoofMetal
ConstructionBlock
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedJune 5, 2025
Days on Market13
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Sold by: DUCK REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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