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Sold

Sold·Closed Jun 30, 2026·71 days on market

116 James Avenue

Interlachen, FL 32148

$140,000sold priceListed at $157,000 · 89.2% of asking$107/sqftMLS# 2139031
3
Beds
2
Baths
1,308
Sq Ft
1986
Built
—
Garage
No
Pool
No HOA1.68 acresSingle Family Residence1 story

About this home

Interlachen

Opportunity awaits on a private, peaceful homesite! This 3BR home sits on 1.68 acres at the end of the road, offering added privacy and a small pond at the corner of the property. The home includes 1,308 sq ft of living space, plus a deck and porch for relaxing outdoors. Additional features include a carport and partial fencing. Interior needs cosmetic updates, making this a great fixer opportunity to customize or invest. Priced at $157,000, this property offers excellent value with plenty of potential in a quiet, country setting. This is an ''AS IS'' sale.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
Estimated total, before insurance$775/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,489/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Insurance (est.): $93
Estimated Total Monthly
$869
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,413 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,489/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $120/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Pond Circle, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Oct 2026$259,900$1793/21,456350.5
112 Palmer Drive, Interlachen, FL 32148Listed by BEACH STATE REALTYJun 2026$140,000$1522/1924121.1
137 Oak Circle, Interlachen, FL 32148Listed by CENTURY 21 LAKESIDE REALTYJul 2026$275,000$2123/21,2952231.4
671 Cousintown Road, Interlachen, FL 32148Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$174,000$1073/21,620271.5
1070 State Road 20, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$342,000$2722/21,25601.9
105 Crestwood Drive, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$232,000$1662/21,4001492.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$157,000
Price / Sq Ft$120
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,308
Acres1.68 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionFixer
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address116 James Avenue, Interlachen, FL 32148
Area571-Interlachen-SE
SubdivisionInterlachen Acres
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size73,180.8 sq ft
Parcel Number261024405202600860
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch
FencingOther
RoofShingle
Road SurfaceDirt

Additional Information

Date ListedApril 8, 2026
Days on Market71
Tax Amount$3,488.77
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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