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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·303 days on market

6351 Fabian Drive

Jacksonville, FL 32210

$149,900$114/sqftEst. $800/moMLS# 2089646
2
Beds
2
Baths
1,313
Sq Ft
1948
Built
—
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully maintained 1-story home featuring 2 spacious bedrooms and 2 full bathrooms. This property boasts a seamless blend of comfort and style, with a combination of vinyl and tile flooring throughout. The kitchen is a standout with sleek stainless steel appliances, crisp white cabinetry, and elegant stone countertops perfect for cooking and entertaining. Enjoy relaxing mornings on the inviting front porch, or host gatherings in the private backyard complete with a storage shed for added convenience. A covered carport and a spacious driveway provide ample parking. Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect balance of function and charm. Don't miss the opportunity to make this delightful property your own schedule a tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$800
Property taxesest. at asking price, Duval County$245
Estimated total, before insurance$1,045/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,266/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$149,900
$29,980
Loan Term
Monthly Payment
$800
Principal & Interest: $800
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,145
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,068 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$186,396$186,396—
2024$170,966$170,966▲ $5,260
2023$169,930$169,930▲ $9,768
2022$154,766$154,766—
2021$133,446$133,446▲ $35,060
2020$95,414$75,220—

2024 property taxes (current owner): $3,266/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Pending$149,900
  • Nov 26, 2025Listed$149,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$149,900
Price / Sq Ft$114
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,313
Acres0.29 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryBayview
MiddleLake Shore
HighEdward White

Community Information

Address6351 Fabian Drive, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionCountry Club Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size12,632.4 sq ft
Parcel Number0684960000
ZoningResidential

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourceWell
ParkingAttached, Carport

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Other
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
CoolingOther
FlooringTile, Vinyl
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Patio / PorchFront Porch
RoofShingle
ConstructionBlock
Other StructuresShed(s), Other
Road SurfaceAsphalt
Road FrontageOther

Additional Information

Date ListedNovember 26, 2025
Days on Market431
Tax Amount$3,266.11
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAINSTAY BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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