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Sold

Sold·Closed Aug 24, 2026·365 days on market

561 SE Lakeview Drive

Keystone Heights, FL 32656

$600,000sold priceListed at $647,777 · 92.6% of asking$196/sqftMLS# 2088260
5
Beds
4
Baths
3,068
Sq Ft
1950
Built
1
Garage
Yes
Pool
No HOA1.18 acresWaterfrontSingle Family Residence2 stories

About this home

Keystone Heights

RECENTLY APPRAISED! This home is now on the market for less than the appraised value, offering an exceptional home and a great investment. This lakefront home is ready for summer! Make memories in this park like setting on Lake Geneva, one of the most prestigious lakes in Keystone Heights! This desirable location in the heart of town gives you walking access to Keystone Beach, parks, shopping and restaurants plus ''A'' rated schools. If you are looking for a move in ready home with a brand new kitchen featuring Quartz countertops, large island, open and airy with new windows and view of the lake this is the one! The floor plan in the main home has hardwood flooring and high ceilings. There are 2 bedrooms upstairs with en suite bathrooms and 2 bedrooms downstairs plus another bathroom and another bedroom or office. In the Guest House /ADU there is a full bath with walk in shower, a spacious bedroom, full kitchen, living room and private fenced yard. No HOA, No CCD fees!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, Clay County$919
Estimated total, before insurance$4,243/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,901/yr · $325/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $920
Insurance (est.): $400
Estimated Total Monthly
$4,643
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$373,660$167,527—
2024$361,077$159,535—
2023$337,500$151,137—
2022$295,808$143,192—
2021$233,478$135,668—
2020$228,144$132,853—

2024 property taxes (current owner): $3,901/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$647,777

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1339 Chatauqua Way, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$488,500$2004/32,44661
628 Bethel Drive, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCJun 2026$479,900$2034/22,36211.1
7932 Breezy Point Road W, Melrose, FL 32666Listed by DOGWOOD REALTYAug 2026$503,000$1683/22,995101.4
6240 Payne Road, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJul 2026$535,000$1814/32,952151.5
433 SE 34th Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$421,000$1854/32,272611.8
7575 Alameda Way, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYApr 2026$610,000$2724/2.52,2401862.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$647,777
Price / Sq Ft$211
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,068
Total Structure Area3,660 sq ft
Acres1.18 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Historic, Multi Generational, Other
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
# of Carport Spaces3
Has PoolYes
Pool FeaturesAbove Ground, Fenced, Pool Sweep
Is WaterfrontYes

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address561 SE Lakeview Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size51,400.8 sq ft
Parcel Number20082302214500000
ZoningResidential

Amenities

Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Airport/Runway
UtilitiesCable Connected, Electricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Carport, Detached, Detached Carport, Garage, Off Street, Varies by Unit
ViewLake, Pool, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Guest Suite, In-Law Floorplan, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water, Separate Meters
CoolingCentral Air, Electric, Separate Meters
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsOne, Two
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Exterior FeaturesFire Pit, Outdoor Shower, Other
Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened
FencingOther, Fenced, Back Yard, Chain Link, Full, Vinyl, Wood
RoofMetal, Shingle
ConstructionFrame, Wood Siding
Other StructuresGuest House, Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 30, 2026
Days on Market365
Tax Amount$3,900.88
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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