Pending·115 days on market
561 SE Lakeview Drive
Keystone Heights, FL 32656
About this home
Keystone Heights
RECENTLY APPRAISED! This home is now on the market for less than the appraised value, offering an exceptional home and a great investment. This lakefront home is ready for summer! Make memories in this park like setting on Lake Geneva, one of the most prestigious lakes in Keystone Heights! This desirable location in the heart of town gives you walking access to Keystone Beach, parks, shopping and restaurants plus ''A'' rated schools. If you are looking for a move in ready home with a brand new kitchen featuring Quartz countertops, large island, open and airy with new windows and view of the lake this is the one! The floor plan in the main home has hardwood flooring and high ceilings. There are 2 bedrooms upstairs with en suite bathrooms and 2 bedrooms downstairs plus another bathroom and another bedroom or office. In the Guest House /ADU there is a full bath with walk in shower, a spacious bedroom, full kitchen, living room and private fenced yard. No HOA, No CCD fees!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $373,660 | $167,527 | — |
| 2024 | $361,077 | $159,535 | — |
| 2023 | $337,500 | $151,137 | — |
| 2022 | $295,808 | $143,192 | — |
| 2021 | $233,478 | $135,668 | — |
| 2020 | $228,144 | $132,853 | — |
2024 property taxes (current owner): $3,901/yr
Estimated taxes if purchased at asking price: ~$11,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Shingle — year not disclosed (home built 1950)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,610 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines