Active·109 days on market
2246 Daisy Street
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Welcome to your private slice of country living! Built in 2020, this beautifully maintained 4-bedroom, 2-bathroom manufactured home offers 1,664 square feet of comfortable living space on a spacious one acre lot. Step inside to discover an open-concept floor plan featuring a large kitchen island, abundant cabinet storage, and plenty of room for entertaining. The dedicated laundry room includes additional cabinets. The split-bedroom layout provides privacy, with a spacious primary suite featuring a large walk-in closet, dual vanities, an oversized garden tub and a separate walk-in shower. One of the additional bedrooms also includes its own walk-in closet. Outside this property is packed with valuable upgrades and features. Enjoy your morning coffee on the covered front porch or relax on the screened rear porch complete with a ceiling fan. The fully fenced yard includes front and rear gates and a substantial 20' x 40' concrete parking area.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $310,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $256,663 | $205,941 | — |
| 2024 | $242,069 | $242,069 | — |
| 2023 | $216,653 | $105,473 | — |
| 2022 | $162,967 | $100,945 | — |
| 2021 | $127,084 | $127,084 | — |
| 2020 | $23,000 | $23,000 | — |
2025 property taxes (current owner): $3,514/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 28, 2026Price change$312,500−$2,400
- Aug 22, 2026Price change$314,900−$2,000
- Jul 22, 2026Price change$316,900−$3,000
- Jun 23, 2026Listed$319,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 347 Horsetail Avenue, Middleburg, FL 32068Listed by REAL BROKER LLC | Jul 2026 | $354,990 | $223 | 3/2 | 1,593 | 18 | 0.3 |
| 2351 Daisy Street, Middleburg, FL 32068Listed by REAL BROKER LLC | Aug 2026 | $400,000 | $221 | 4/2 | 1,811 | 38 | 0.4 |
| 19 N Cocoa Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $345,000 | $190 | 3/2 | 1,820 | 66 | 0.4 |
| 2414 Daisy Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Jul 2026 | $348,000 | $230 | 3/2 | 1,512 | 35 | 0.7 |
| 2482 Oleander Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Aug 2026 | $394,000 | $197 | 3/2 | 2,000 | 111 | 0.8 |
| 132 Mandrake Street, Middleburg, FL 32068Listed by DUVAL REALTY OF JAX | Jul 2026 | $110,000 | $68 | 3/2 | 1,607 | 19 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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