Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·269 days on market

14111 Grover Road

Jacksonville, FL 32226

$150,000$116/sqftEst. $774/moMLS# 2085190

Beds

Baths

1,288

Sq Ft

1975

Built

—

Garage

Pool

About this home

Jacksonville

Country Living at its finest-yet close to everything! No HOA or CDD Fees, Sold ''As Is''. Repair this home, replace or build your dream home. Floors are stable in this home but please be careful of areas that are soft, mainly in the side floors close to the walls or corners, floor is soft and please do not walk in those areas, stay in the middle of the rooms. This beautiful 1.67-Acre property is located in the growing Oceanway area of N'Jacksonville , offering a peaceful rural setting with easy access to hospitals, doctors, restaurants, shopping, Entertainment, Beaches, Downtown Jacksonville, Jacksonville International Airport, and all major expressways throughout Northeast Florida.

Cost to own

Mortgage calculator

Home Price

$150,000

Down Payment: 20%

$30,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$774

Principal & Interest: $774

Property taxes (est.): $245

Insurance (est.): $100

Estimated Total Monthly

$1,118

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$774

Property taxesest. at asking price, Duval County$245

Estimated total, before insurance$1,018/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$820/yr · $68/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$127,432	$127,432	—
2024	$105,081	$27,447	—
2023	$125,256	$24,900	—
2022	$100,973	$100,973	▲ $12,712
2021	$82,260	$16,404	▲ $3,340
2020	$78,285	$15,826	—

2024 property taxes (current owner): $820/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.