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This home is in Jacksonville.

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Pending

Pending·504 days on market

2903 Hubbard Street

Jacksonville, FL 32206

$254,999$193/sqftEst. $1,315/moMLS# 2077241

Beds

Baths

1,322

Sq Ft

1914

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to the charming 2903 Hubbard St., affectionately known as the ''The Baby Doll'' located in vibrant Jacksonville, Florida. This delightful 3BR 2BA residence offers a blend of cozy charm and modern luxury. Step inside to discover two inviting fireplaces that create a warm atmosphere throughout the home. The kitchen is a chef's dream, featuring high-end finishes, stainless steel appliances, and an island perfect for meal prep and entertaining. Enjoy the convenience of wine racks for your collection. The master bedroom is a true retreat, complete with a sitting area, spacious walk-in closet, and a private deck for quiet moments outdoors. An additional deck off the laundry room adds to the home's appeal, providing extra outdoor space. With a privacy fence surrounding the property, you can enjoy peace and tranquility in your own oasis. **SELLER IS MOTIVATED**

Cost to own

Mortgage calculator

Home Price

$254,999

Down Payment: 20%

$51,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,315

Principal & Interest: $1,315

Property taxes (est.): $416

Insurance (est.): $170

Estimated Total Monthly

$1,901

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,315

Property taxesest. at asking price, Duval County$416

Estimated total, before insurance$1,731/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,432/yr · $119/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$182,616	$182,616	—
2024	$68,312	$68,312	—
2023	$66,754	$62,377	—
2022	$56,707	$56,707	—
2021	$46,907	$10,322	—
2020	$44,523	$9,835	—

2024 property taxes (current owner): $1,432/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.