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Sold

Sold·Closed Apr 17, 2025·2 days on market

343 E Buffalo Bluff Road

Satsuma, FL 32189

$749,000sold priceListed at $749,000 · 100% of asking$379/sqftMLS# 2076150
3
Beds
2
Baths
1,977
Sq Ft
2007
Built
2
Garage
No
Pool
No HOAWaterfrontSingle Family Residence1 story

About this home

Satsuma

Nestled on approximately 2 acres along the St. Johns River, this riverfront gem offers 115 feet of direct water frontage with panoramic views & spectacular sunsets. Built in 2007,the home features expansive windows,a screened porch,and an outdoor grill area to enjoy the scenery. The large dock boasts aluminum decking, a boat lift, jet ski lift, water & electricity. Inside, the chef's kitchen boasts custom cabinets, granite countertops & newer double ovens and stovetop. Travertine flooring flows through the main living areas,complemented by custom window treatments. A new metal roof completed 12/24.,HVAC replaced 2020. Additional features include a 2-car carport with storage room,a separate workshop with its own electric meter,and a 35amp connection for RV conversion. Two irrigation systems cover the entire yard. Located just 35 minutes to St. Augustine, this is a rare opportunity to own riverfront acreage at this price. Don't miss your chance to own a private riverfront paradise where

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,149
Estimated total, before insurance$4,149/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,000
$149,800
Loan Term
Monthly Payment
$4,149
Principal & Interest: $4,149
Insurance (est.): $499
Estimated Total Monthly
$4,648
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 26, 2025Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $379/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Orange Street, Satsuma, FL 32189Listed by IHEART REALTY INCJun 2026$660,000$3443/2.51,920530.6
118 Hermits Drive, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJun 2026$107,000$703/21,52800.6
149 Lake Margo Drive, Satsuma, FL 32189Listed by REAL BROKER LLCJul 2026$250,000$1803/21,3891110.8
107 Krantz Road, Palatka, FL 32177Listed by IHEART REALTY INCMay 2025$60,000$343/21,75541.2
153 Lettie Lane, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCJun 2025$255,000$1253/22,0462581.3
294 Peniel Church Road, Palatka, FL 32177Listed by IHEART REALTY INCDec 2025$259,000$1283/22,0161351.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$379
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,977
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address343 E Buffalo Bluff Road, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSatsuma Heights
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Parcel Number331026000000300080

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Detached Carport, Garage, Garage Door Opener, RV Access/Parking
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchPatio, Porch
RoofMetal

Additional Information

Date ListedMarch 26, 2025
Days on Market2
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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