Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Jun 19, 2025·258 days on market

153 Lettie Lane

Palatka, FL 32177

$255,000sold priceListed at $249,900 · 102% of asking$125/sqftMLS# 2055188
3
Beds
2
Baths
2,046
Sq Ft
2003
Built
—
Garage
No
Pool
No HOA3.07 acresManufactured Home1 story

About this home

Palatka

BACK ON MARKET! NEW PRICE! - $249,900. Through no fault of the seller, this exceptional property is back on the market. Your own slice of heaven! Presenting a meticulously maintained 2003 manufactured home featuring 3 spacious bedrooms, 2 full baths, living room, family room, eat-in kitchen, laundry room (including newer washer and dryer, plus a new freezer), 2,046 sq ft, all under a newer roof. Also has a newer HVAC unit and water softener systems. This beautiful property is ready to move in; perfect for a growing family. The property has several outbuildings, including a covered greenhouse/garden area; there are not wetlands. A large hedge protects your privacy on this quiet, well maintained county road. Two entrances onto the property, including one with beautiful over hanging trees. This property is truly a homeowner's paradise.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Estimated total, before insurance$1,412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Insurance (est.): $170
Estimated Total Monthly
$1,582
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,713/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $122/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
107 Krantz Road, Palatka, FL 32177Listed by IHEART REALTY INCMay 2025$60,000$343/21,75540.6
1427 S State Road 19, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$290,000$1274/22,280991
220 Stokes Landing Road, Palatka, FL 32177Listed by IHEART REALTY INCNov 2025$330,000$1963/21,680551.2
343 E Buffalo Bluff Road, Satsuma, FL 32189Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2025$749,000$3793/21,97721.3
101 Orange Street, Satsuma, FL 32189Listed by IHEART REALTY INCJun 2026$660,000$3443/2.51,920531.4
294 Peniel Church Road, Palatka, FL 32177Listed by IHEART REALTY INCDec 2025$259,000$1283/22,0161351.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$122
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,046
Acres3.07 acres
Year Built2003
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address153 Lettie Lane, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size133,729.2 sq ft
Parcel Number331026000000100380
ZoningAgricultural

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Washer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck, Front Porch
RoofMetal
Other StructuresShed(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJune 6, 2025
Days on Market258
Tax Amount$2,713.01
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines