Active·206 days on market
145 Magnolia Trail
Satsuma, FL 32189
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Satsuma
PRICE IMPROVEMENT! Waterfront Retreat in Satsuma - Double Lot with Boat Slips & RV Hookup! Welcome to your slice of Old Florida charm! This well-maintained 1971 manufactured home offers 960 sq ft of comfortable living space featuring 2 bedrooms and 2 bathrooms, perfectly situated on a spacious .35-acre double lot. Features: Chain-link fenced backyard, ideal for pets, storage or entertaining; Two private boat slips, including one covered slip with electric lift; Dock equipped with water and electricity, ready for a future fish cleaning station; Water access to Dunns Creek, leading to the scenic St. Johns River and all the way out to the Atlantic - a boater's dream!; Separate RV hookup complete with private septic, water connection, electric service. Interior highlights beautiful pinewood flooring throughout, new tile flooring in the kitchen and kitchen appliances convey including refrigerator, electric stove, new dishwasher; Separate outdoor laundry room. Whether you're
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1971)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Mar 18, 2026Listed$199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $207/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 113 Palm Street, Satsuma, FL 32189Listed by IHEART REALTY INC | Jan 2026 | $239,000 | $201 | 2/1 | 1,188 | 91 | 0.2 |
| 103 Palm Street, Satsuma, FL 32189Listed by IHEART REALTY INC | Jun 2025 | $259,000 | $230 | 2/1 | 1,126 | 11 | 0.2 |
| 112 Sanjan Drive, Satsuma, FL 32189Listed by IHEART REALTY INC | Jul 2025 | $185,000 | $169 | 3/2 | 1,092 | 170 | 0.6 |
| 773 San Mateo Road, Satsuma, FL 32189Listed by WATSON REALTY CORP | Apr 2025 | $50,000 | $60 | 2/1 | 834 | 18 | 0.6 |
| 116 Waterside Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Jul 2026 | $250,000 | $220 | 3/2 | 1,134 | 172 | 0.8 |
| 101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $191,000 | $207 | 3/2 | 924 | 69 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HORIZONS REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines