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Sold

Sold·Closed Jun 18, 2025·69 days on market

7850 SW 137th Street

Starke, FL 32091

$410,000sold priceListed at $429,900 · 95.4% of asking$247/sqftMLS# 2073113
3
Beds
2.5
Baths
1,658
Sq Ft
2005
Built
—
Garage
No
Pool
No HOAWaterfrontSingle Family Residence2 stories

About this home

Starke

This stunning, two story, 3 bedroom, 2.5 half bath, custom cypress log home is on Sampson Lake that is known for it's abundant fishing and recreation. Step outside the front porch for coffee and enjoy the scenic views of the sunset, wildlife, and serenity of nature. The open concept kitchen and living room opens up to a cathedral ceiling, the second story loft offers space for an office, craft or recreation area. Private dock rebuilt in 2019 and new roof installed in 2024. There are 2 HVAC units for your year round comfort. Inside and out the finishes are rustic with attention to detail and fitting for the lake lover who is looking for a peaceful retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Estimated total, before insurance$2,271/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Insurance (est.): $273
Estimated Total Monthly
$2,544
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7961 SW County Rd 225, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2026$290,000$1933/21,50000.8
7590 SW 130th Street, Starke, FL 32091Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2025$224,900$1433/21,568820.9
7624 SW County Road 225, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$179,000$1402/21,28091
15049 SW 75th Avenue, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2026$280,000$2183/21,2861321.4
6771 SW County Road 225, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$255,000$1404/21,823641.6
7820 SW 155th Terrace, Starke, FL 32091Listed by UNITED REAL ESTATE GALLERYApr 2025$225,000$1444/21,560191.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$259
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,658
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleLog
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address7850 SW 137th Street, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionDeerfoot Trail
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number00832-0-00238

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Carport, Unassigned
ViewCanal, Lake, Trees/Woods, Water
Waterfront TypeCanal Front, Lake Front

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringLaminate, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionIrregular Lot, Many Trees
Patio / PorchFront Porch, Side Porch
RoofShingle
ConstructionLog
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 28, 2025
Days on Market69
Listing TermsOther
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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